Is SFR or QYLD a better dividend investment in 2026?

SFR currently yields 2770.08% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: SFR offers higher current income.

What is the dividend yield difference between SFR and QYLD?

SFR has a forward dividend yield of 2770.08% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2758.16 percentage points.

Home › Compare › SFR vs QYLD

SFR vs QYLD: Dividend Comparison 2026

SFR yields 2770.08% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SFR wins by $212938372920.88M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SFR

● Live price

2770.08%

Share price

$0.07

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$212938372920.91M

Annual income

$198,819,380,806,317,020.00

Full SFR calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SFR vs QYLD

📍 SFR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SFR	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SFR + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SFR pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFR

Annual income on $10K today (after 15% tax)

$235,457.06/yr

After 10yr DRIP, annual income (after tax)

$168,996,473,685,369,470.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, SFR beats the other by $168,996,473,685,364,670.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SFR + QYLD for your $10,000?

SFR: 50%QYLD: 50%

100% QYLD50/50100% SFR

Portfolio after 10yr

$106469186460.47M

Annual income

$99,409,690,403,161,340.00/yr

Blended yield

93.37%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SFR right now

SFR

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.1

Piotroski

4/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFR buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSFRQYLD

Forward yield	2770.08% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$212938372920.91M ✓	$25.4K
Annual income after 10y	$198,819,380,806,317,020.00 ✓	$5,659.31
Total dividends collected	$211957883813.74M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SFR vs QYLD ($10,000, DRIP)

Year	SFR Portfolio	SFR Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$287,708	$277,008.31	$10,352	$1,192.36	+$277.4K → SFR
2	$7,756,221	$7,448,373.17	$10,830	$1,347.57	+$7.75M → SFR
3	$195,960,759	$187,661,602.67	$11,460	$1,539.07	+$195.95M → SFR
4	$4,640,768,087	$4,431,090,074.46	$12,275	$1,777.84	+$4640.76M → SFR
5	$103,038,191,206	$98,072,569,353.09	$13,323	$2,078.95	+$103038.18M → SFR
6	$2,145,287,049,877	$2,035,036,185,286.86	$14,667	$2,463.34	+$2145287.04M → SFR
7	$41,893,666,105,695	$39,598,208,962,326.13	$16,396	$2,960.57	+$41893666.09M → SFR
8	$767,520,675,750,287	$722,694,453,017,193.00	$18,631	$3,612.97	+$767520675.73M → SFR
9	$13,195,319,733,262,706	$12,374,072,610,209,900.00	$21,548	$4,482.15	+$13195319733.24M → SFR
10	$212,938,372,920,908,130	$198,819,380,806,317,020.00	$25,398	$5,659.31	+$212938372920.88M → SFR

SFR vs QYLD: Complete Analysis 2026

SFR — Stock

Appreciate Holdings, Inc. operates an end-to-end single-family rental (SFR) marketplace and management platform. It offers a full-service platform for investing in and owning SFR properties, including a proprietary online marketplace and full-service brokerage. The company is based in Minnetonka, Minnesota.

Full SFR Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.