Is SFTXF or XYLD a better dividend investment in 2026?

SFTXF currently yields 28.17% with a 5% 5-year dividend growth rate. XYLD yields 10.93% with 0.5% growth. The better choice depends on your goal: SFTXF offers higher current income.

What is the dividend yield difference between SFTXF and XYLD?

SFTXF has a forward dividend yield of 28.17% ($2.00/share annually). XYLD yields 10.93% ($4.30/share annually). The yield gap is 17.24 percentage points.

Home › Compare › SFTXF vs XYLD

SFTXF vs XYLD: Dividend Comparison 2026

SFTXF yields 28.17% · XYLD yields 10.93%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SFTXF wins by $93.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SFTXF

● Live price

28.17%

Share price

$7.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$119.0K

Annual income

$14,909.21

Full SFTXF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.93%

Share price

$39.31

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$3,189.45

Full XYLD calculator →

Portfolio growth — SFTXF vs XYLD

📍 SFTXF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SFTXF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SFTXF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SFTXF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFTXF

Annual income on $10K today (after 15% tax)

$2,394.37/yr

After 10yr DRIP, annual income (after tax)

$12,672.83/yr

XYLD

Annual income on $10K today (after 15% tax)

$929.36/yr

After 10yr DRIP, annual income (after tax)

$2,711.03/yr

At 15% tax rate, SFTXF beats the other by $9,961.80/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SFTXF + XYLD for your $10,000?

SFTXF: 50%XYLD: 50%

100% XYLD50/50100% SFTXF

Portfolio after 10yr

$72.1K

Annual income

$9,049.33/yr

Blended yield

12.55%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFTXF buys

XYLD buys

No recent congressional trades found for SFTXF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSFTXFXYLD

Forward yield	28.17% ✓	10.93%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$119.0K ✓	$25.1K
Annual income after 10y	$14,909.21 ✓	$3,189.45
Total dividends collected	$79.2K ✓	$19.4K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SFTXF vs XYLD ($10,000, DRIP)

Year	SFTXF Portfolio	SFTXF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,517	$2,816.90	$10,813	$1,093.36	+$2.7K → SFTXF
2	$18,022	$3,558.48	$11,727	$1,216.35	+$6.3K → SFTXF
3	$23,717	$4,434.01	$12,756	$1,357.11	+$11.0K → SFTXF
4	$30,831	$5,453.58	$13,917	$1,518.69	+$16.9K → SFTXF
5	$39,615	$6,625.55	$15,232	$1,704.71	+$24.4K → SFTXF
6	$50,344	$7,956.24	$16,725	$1,919.54	+$33.6K → SFTXF
7	$63,318	$9,449.64	$18,425	$2,168.40	+$44.9K → SFTXF
8	$78,857	$11,107.32	$20,367	$2,457.63	+$58.5K → SFTXF
9	$97,305	$12,928.32	$22,592	$2,794.87	+$74.7K → SFTXF
10	$119,026	$14,909.21	$25,149	$3,189.45	+$93.9K → SFTXF

SFTXF vs XYLD: Complete Analysis 2026

SFTXF — Stock

SFTXF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SFTXF shares.

Full SFTXF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SFTXF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SFTXF vs SCHD SFTXF vs JEPI SFTXF vs O SFTXF vs KO SFTXF vs MAIN SFTXF vs QYLD SFTXF vs JEPQ SFTXF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.