Home › Compare › SGAPY vs RYLD

SGAPY vs RYLD: Dividend Comparison 2026

SGAPY yields 3.58% · RYLD yields 12.39%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $21.2K in total portfolio value
10 years
SGAPY
SGAPY
● Live price
3.58%
Share price
$38.69
Annual div
$1.38
5Y div CAGR
-4.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.1K
Annual income
$278.73
Full SGAPY calculator →
RYLD
RYLD
● Live price
12.39%
Share price
$14.64
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.3K
Annual income
$2,682.98
Full RYLD calculator →

Portfolio growth — SGAPY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSGAPYRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SGAPY + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SGAPY pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SGAPY
Annual income on $10K today (after 15% tax)
$304.11/yr
After 10yr DRIP, annual income (after tax)
$236.92/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,053.44/yr
After 10yr DRIP, annual income (after tax)
$2,280.53/yr
At 15% tax rate, RYLD beats the other by $2,043.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SGAPY + RYLD for your $10,000?

SGAPY: 50%RYLD: 50%
100% RYLD50/50100% SGAPY
Portfolio after 10yr
$34.7K
Annual income
$1,480.86/yr
Blended yield
4.27%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SGAPY buys
0
RYLD buys
0
No recent congressional trades found for SGAPY or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSGAPYRYLD
Forward yield3.58%12.39% ✓
Annual dividend / share$1.38$1.81 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-4.3%0% ✓
Portfolio after 10y$24.1K$45.3K ✓
Annual income after 10y$278.73$2,682.98 ✓
Total dividends collected$3.1K$19.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SGAPY vs RYLD ($10,000, DRIP)

YearSGAPY PortfolioSGAPY Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,042$342.40$11,939$1,239.34$897.00 → RYLD
2$12,154$338.16$14,158$1,382.89$2.0K → RYLD
3$13,337$332.88$16,682$1,532.59$3.3K → RYLD
4$14,597$326.72$19,537$1,687.64$4.9K → RYLD
5$15,939$319.83$22,752$1,847.20$6.8K → RYLD
6$17,367$312.34$26,355$2,010.43$9.0K → RYLD
7$18,887$304.39$30,376$2,176.45$11.5K → RYLD
8$20,505$296.07$34,847$2,344.43$14.3K → RYLD
9$22,228$287.49$39,800$2,513.54$17.6K → RYLD
10$24,063$278.73$45,269$2,682.98$21.2K → RYLD

SGAPY vs RYLD: Complete Analysis 2026

SGAPY — Stock

Singapore Telecommunications Limited, together with its subsidiaries, provides telecommunication services to consumers and small businesses in Singapore, Australia, the United States, Europe, and internationally. The company engages in the carriage business, including mobile, pay television, fixed broadband, voice, and content and digital services, as well as equipment sales; digital media and advertising services; integrated information and communications technology solutions, such as cloud computing, multi-access edge computing, software-defined network, and digital solutions; fund management services to enterprise customers. It also offers mobile phones, accessories, watches, watch straps, cables, adapters, multimedia hubs, cameras, gimbals, cases, chargers, drones, earphones, headphones, microphones, keyboards, laptops, screen protectors, speakers, tablets, trackers, and wearables, as well as mouse, connectivity, gaming, smart home, power solution, and storage solution products; postpaid and prepaid plans; and postpaid add-on, roaming, 5G, and AR/VR entertainment services. In addition, the company provides broadband plans and add-on, WiFi mesh, Wi-Fi 6, Microsoft 365 subscription, TV packages and guides, TV Go, video on demand, instalment plans, wellness, news stand, music, and telephony services; car, home content, domestic helper, and travel insurance; DVR set top boxes; lifestyle products; and Singtel Surf School that offers cyber fun, safety, and education services, as well as tech workshops. Further, it offers cloud, data center, and software-as-a service; Internet of Things; cyber security, IT, professional consulting, and managed services; voice unified communications, cloud conferencing, international calling, and SIP trunking services; managed network and managed unified communications services; satellite services; and Singtel Liquid-X, a suite of cloud centric services. The company was incorporated in 1992 and is headquartered in Singapore.

Full SGAPY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
📬

Get this SGAPY vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SGAPY vs SCHDSGAPY vs JEPISGAPY vs OSGAPY vs KOSGAPY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.