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SGCFF vs CL: Dividend Comparison 2026

SGCFF yields 3.66% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SGCFF wins by $3.64M in total portfolio value
10 years
SGCFF
SGCFF
● Live price
3.66%
Share price
$7.58
Annual div
$0.28
5Y div CAGR
67.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.68M
Annual income
$2,814,786.92
Full SGCFF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — SGCFF vs CL

📍 SGCFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSGCFFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SGCFF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SGCFF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SGCFF
Annual income on $10K today (after 15% tax)
$311.18/yr
After 10yr DRIP, annual income (after tax)
$2,392,568.88/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, SGCFF beats the other by $2,387,977.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SGCFF + CL for your $10,000?

SGCFF: 50%CL: 50%
100% CL50/50100% SGCFF
Portfolio after 10yr
$1.86M
Annual income
$1,410,094.44/yr
Blended yield
75.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

SGCFF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.4
Piotroski
5/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SGCFF buys
0
CL buys
0
No recent congressional trades found for SGCFF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSGCFFCL
Forward yield3.66%2.43%
Annual dividend / share$0.28$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR67.6%28.6%
Portfolio after 10y$3.68M$40.8K
Annual income after 10y$2,814,786.92$5,401.96
Total dividends collected$3.58M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: SGCFF vs CL ($10,000, DRIP)

YearSGCFF PortfolioSGCFF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,314$613.58$11,012$312.01+$302.00SGCFF
2$13,193$1,087.32$12,196$412.95+$997.00SGCFF
3$16,102$1,986.03$13,599$549.66+$2.5KSGCFF
4$21,026$3,796.90$15,288$736.64+$5.7KSGCFF
5$30,264$7,765.95$17,353$995.28+$12.9KSGCFF
6$49,891$17,508.49$19,926$1,357.80+$30.0KSGCFF
7$98,594$45,209.89$23,194$1,873.82+$75.4KSGCFF
8$245,437$139,941.90$27,439$2,621.52+$218.0KSGCFF
9$808,287$545,669.46$33,088$3,727.38+$775.2KSGCFF
10$3,679,654$2,814,786.92$40,806$5,401.96+$3.64MSGCFF

SGCFF vs CL: Complete Analysis 2026

SGCFFStock

Sagicor Financial Company Ltd., together with its subsidiaries, provides insurance products and related financial services in the Caribbean and the United States. It operates through three segments: Sagicor Jamaica, Sagicor Life, and Sagicor USA. The company offers life and health insurance, employee benefits, including group health and group life benefits; and annuities, asset management, and property and casualty insurance. It also provides banking products and services, such as deposits, secured loans, and debit and credit cards. In addition, the company offers pension administration services; commercial banking services, including lending, accepting deposits, trading foreign exchange, and corporate secretarial services. Sagicor Financial Company Ltd. was founded in 1840 and is headquartered in St. Michael, Barbados.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.