Is SGENX or SPHD a better dividend investment in 2026?

SGENX currently yields 9.50% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: SGENX offers higher current income.

What is the dividend yield difference between SGENX and SPHD?

SGENX has a forward dividend yield of 9.50% ($7.60/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 5.50 percentage points.

Home › Compare › SGENX vs SPHD

SGENX vs SPHD: Dividend Comparison 2026

SGENX yields 9.50% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SGENX wins by $9.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SGENX

● Live price

9.50%

Share price

$80.07

Annual div

$7.60

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.5K

Annual income

$1,726.29

Full SGENX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — SGENX vs SPHD

📍 SGENX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SGENX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SGENX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

SGENX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SGENX

Annual income on $10K today (after 15% tax)

$807.11/yr

After 10yr DRIP, annual income (after tax)

$1,467.35/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SGENX beats the other by $703.03/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SGENX + SPHD for your $10,000?

SGENX: 50%SPHD: 50%

100% SPHD50/50100% SGENX

Portfolio after 10yr

$32.8K

Annual income

$1,312.75/yr

Blended yield

4.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SGENX buys

SPHD buys

No recent congressional trades found for SGENX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSGENXSPHD

Forward yield	9.50% ✓	4.00%
Annual dividend / share	$7.60 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$37.5K ✓	$28.0K
Annual income after 10y	$1,726.29 ✓	$899.19
Total dividends collected	$13.4K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SGENX vs SPHD ($10,000, DRIP)

Year	SGENX Portfolio	SGENX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,650	$949.54	$11,120	$420.00	+$530.00 → SGENX
2	$13,499	$1,033.81	$12,357	$458.31	+$1.1K → SGENX
3	$15,563	$1,119.55	$13,721	$499.76	+$1.8K → SGENX
4	$17,859	$1,206.33	$15,227	$544.58	+$2.6K → SGENX
5	$20,403	$1,293.71	$16,885	$593.02	+$3.5K → SGENX
6	$23,212	$1,381.30	$18,713	$645.34	+$4.5K → SGENX
7	$26,306	$1,468.70	$20,724	$701.81	+$5.6K → SGENX
8	$29,703	$1,555.55	$22,938	$762.73	+$6.8K → SGENX
9	$33,424	$1,641.51	$25,372	$828.41	+$8.1K → SGENX
10	$37,490	$1,726.29	$28,047	$899.19	+$9.4K → SGENX

SGENX vs SPHD: Complete Analysis 2026

SGENX — Stock

The fund normally invests its assets primarily in common stocks (and securities convertible into common stocks) of U.S. and foreign companies. Investment decisions for the fund are made without regard to the capitalization (size) of the companies in which it invests. The fund may invest in any size company, including large, medium and smaller companies. It may also invest in debt instruments without regard to credit rating or time to maturity, short-term debt instruments, gold and other precious metals, and futures contracts related to precious metals.

Full SGENX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.