HomeCompareSGPLF vs XYLD

SGPLF vs XYLD: Dividend Comparison 2026

SGPLF yields 100.00% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SGPLF wins by $17.0K in total portfolio value
10 years
SGPLF
SGPLF
● Live price
100.00%
Share price
$2.00
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.3K
Annual income
$20.99
Full SGPLF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SGPLF vs XYLD

📍 SGPLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSGPLFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SGPLF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SGPLF pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SGPLF
Annual income on $10K today (after 15% tax)
$8,500.00/yr
After 10yr DRIP, annual income (after tax)
$17.84/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,718.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SGPLF + XYLD for your $10,000?

SGPLF: 50%XYLD: 50%
100% XYLD50/50100% SGPLF
Portfolio after 10yr
$33.8K
Annual income
$1,620.01/yr
Blended yield
4.79%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SGPLF buys
0
XYLD buys
0
No recent congressional trades found for SGPLF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSGPLFXYLD
Forward yield100.00%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$42.3K$25.3K
Annual income after 10y$20.99$3,219.02
Total dividends collected$13.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SGPLF vs XYLD ($10,000, DRIP)

YearSGPLF PortfolioSGPLF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$15,700$5,000.00$10,818$1,098.39+$4.9KSGPLF
2$20,467$3,668.22$11,738$1,222.51+$8.7KSGPLF
3$24,135$2,234.61$12,774$1,364.64+$11.4KSGPLF
4$27,055$1,231.31$13,944$1,527.86+$13.1KSGPLF
5$29,594$645.01$15,270$1,715.87+$14.3KSGPLF
6$31,995$329.69$16,775$1,933.09+$15.2KSGPLF
7$34,402$166.56$18,490$2,184.87+$15.9KSGPLF
8$36,893$83.69$20,450$2,477.63+$16.4KSGPLF
9$39,518$41.94$22,697$2,819.19+$16.8KSGPLF
10$42,305$20.99$25,280$3,219.02+$17.0KSGPLF

SGPLF vs XYLD: Complete Analysis 2026

SGPLFStock

Saga plc provides general insurance, package and cruise holidays, and personal finance products and services in the United Kingdom. The company operates in three segments: Insurance, Travel, and Other Businesses and Central Costs. It offers car, home, health, travel, landlord, boat, motorhome, caravan, pet, personal accident, breakdown cover, building, content, renter, holiday, and holiday home insurance. The company also operates and delivers package tours and cruise holiday products; and provides equity release and care funding advice, savings accounts, credit cards, and wealth management services, as well as shares ISA and share dealing services. In addition, it offers mailing house services; retirement benefit schemes; and publishes Saga Magazine, as well as repairs automotive vehicles. The company was formerly known as Saga Limited and changed its name to Saga plc in May 2014. The company was founded in 1950 and is headquartered in Folkestone, the United Kingdom.

Full SGPLF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.