Is SGPPY or RYLD a better dividend investment in 2026?

SGPPY currently yields 31.45% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SGPPY offers higher current income.

What is the dividend yield difference between SGPPY and RYLD?

SGPPY has a forward dividend yield of 31.45% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 19.31 percentage points.

Home › Compare › SGPPY vs RYLD

SGPPY vs RYLD: Dividend Comparison 2026

SGPPY yields 31.45% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $18.9K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

SGPPY

● Live price

31.45%

Share price

$6.36

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$3.99

Full SGPPY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SGPPY vs RYLD

📍 RYLD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SGPPY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SGPPY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

SGPPY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SGPPY

Annual income on $10K today (after 15% tax)

$2,672.96/yr

After 10yr DRIP, annual income (after tax)

$3.39/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,195.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SGPPY + RYLD for your $10,000?

SGPPY: 50%RYLD: 50%

100% RYLD50/50100% SGPPY

Portfolio after 10yr

$35.1K

Annual income

$1,295.67/yr

Blended yield

3.70%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SGPPY buys

RYLD buys

No recent congressional trades found for SGPPY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSGPPYRYLD

Forward yield	31.45% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$25.6K	$44.5K ✓
Annual income after 10y	$3.99	$2,587.35 ✓
Total dividends collected	$3.5K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SGPPY vs RYLD ($10,000, DRIP)

Year	SGPPY Portfolio	SGPPY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$12,272	$1,572.33	$11,914	$1,213.65	+$358.00 → SGPPY
2← crossover	$14,033	$901.69	$14,099	$1,351.30	$66.00 → RYLD
3	$15,497	$481.80	$16,580	$1,494.55	$1.1K → RYLD
4	$16,831	$248.63	$19,384	$1,642.61	$2.6K → RYLD
5	$18,135	$126.18	$22,535	$1,794.70	$4.4K → RYLD
6	$19,468	$63.53	$26,063	$1,950.00	$6.6K → RYLD
7	$20,863	$31.87	$29,995	$2,107.69	$9.1K → RYLD
8	$22,339	$15.96	$34,361	$2,266.99	$12.0K → RYLD
9	$23,911	$7.99	$39,194	$2,427.12	$15.3K → RYLD
10	$25,588	$3.99	$44,525	$2,587.35	$18.9K → RYLD

SGPPY vs RYLD: Complete Analysis 2026

SGPPY — Stock

The SPAR Group Ltd engages in the wholesale and distribution of goods and services to SPAR grocery stores and various other branded group retail outlets in Southern Africa, Ireland, Switzerland, and Poland. The company offers fresh produce, in-store bakery, butchery, deli, ready-to-eat meals, home-meal replacements, groceries, general merchandise, baked foods, liquor products, Building and hardware products, dispensary and health-related products, confectionery, health and beauty, frozen foods, catering products, wines, and non-food items. It operates 4,357 stores. The SPAR Group Ltd was founded in 1932 and is headquartered in Pinetown, South Africa.

Full SGPPY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.