Is SHCMF or XYLD a better dividend investment in 2026?

SHCMF currently yields 781.86% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SHCMF offers higher current income.

What is the dividend yield difference between SHCMF and XYLD?

SHCMF has a forward dividend yield of 781.86% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 770.88 percentage points.

Home › Compare › SHCMF vs XYLD

SHCMF vs XYLD: Dividend Comparison 2026

SHCMF yields 781.86% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SHCMF wins by $2286094.43M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SHCMF

● Live price

781.86%

Share price

$0.26

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2286094.45M

Annual income

$1,826,539,551,789.09

Full SHCMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SHCMF vs XYLD

📍 SHCMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHCMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHCMF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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SHCMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHCMF

Annual income on $10K today (after 15% tax)

$66,458.17/yr

After 10yr DRIP, annual income (after tax)

$1,552,558,619,020.73/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SHCMF beats the other by $1,552,558,616,284.56/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHCMF + XYLD for your $10,000?

SHCMF: 50%XYLD: 50%

100% XYLD50/50100% SHCMF

Portfolio after 10yr

$1143047.24M

Annual income

$913,269,777,504.05/yr

Blended yield

79.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHCMF buys

XYLD buys

No recent congressional trades found for SHCMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHCMFXYLD

Forward yield	781.86% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2286094.45M ✓	$25.3K
Annual income after 10y	$1,826,539,551,789.09 ✓	$3,219.02
Total dividends collected	$2249611.85M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SHCMF vs XYLD ($10,000, DRIP)

Year	SHCMF Portfolio	SHCMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$88,886	$78,186.08	$10,818	$1,098.39	+$78.1K → SHCMF
2	$744,609	$649,500.43	$11,738	$1,222.51	+$732.9K → SHCMF
3	$5,881,719	$5,084,987.79	$12,774	$1,364.64	+$5.87M → SHCMF
4	$43,832,412	$37,538,973.23	$13,944	$1,527.86	+$43.82M → SHCMF
5	$308,351,327	$261,450,645.97	$15,270	$1,715.87	+$308.34M → SHCMF
6	$2,048,858,788	$1,718,922,867.97	$16,775	$1,933.09	+$2048.84M → SHCMF
7	$12,866,564,449	$10,674,285,545.18	$18,490	$2,184.87	+$12866.55M → SHCMF
8	$76,414,993,227	$62,647,769,267.35	$20,450	$2,477.63	+$76414.97M → SHCMF
9	$429,490,561,780	$347,726,519,027.23	$22,697	$2,819.19	+$429490.54M → SHCMF
10	$2,286,094,452,894	$1,826,539,551,789.09	$25,280	$3,219.02	+$2286094.43M → SHCMF

SHCMF vs XYLD: Complete Analysis 2026

SHCMF — Stock

Search Minerals Inc. engages in the acquisition, evaluation, and exploration of mineral resource properties in Canada. It explores for rare earth elements. The company's flagship project is the Foxtrot project located in the St Lewis. Search Minerals Inc. was incorporated in 2006 and is headquartered in North Vancouver, Canada.

Full SHCMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.