HomeCompareSHECF vs SCHD

SHECF vs SCHD: Dividend Comparison 2026

SHECF yields 1.61% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SHECF wins by $25.85M in total portfolio value· pulled ahead in Year 3
10 years
SHECF
SHECF
● Live price
1.61%
Share price
$38.58
Annual div
$0.62
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.88M
Annual income
$23,113,233.98
Full SHECF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SHECF vs SCHD

📍 SHECF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHECFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SHECF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SHECF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHECF
Annual income on $10K today (after 15% tax)
$136.61/yr
After 10yr DRIP, annual income (after tax)
$19,646,248.88/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SHECF beats the other by $19,645,886.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHECF + SCHD for your $10,000?

SHECF: 50%SCHD: 50%
100% SCHD50/50100% SHECF
Portfolio after 10yr
$12.95M
Annual income
$11,556,829.96/yr
Blended yield
89.22%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHECF buys
0
SCHD buys
0
No recent congressional trades found for SHECF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHECFSCHD
Forward yield1.61%3.46%
Annual dividend / share$0.62$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$25.88M$29.0K
Annual income after 10y$23,113,233.98$425.95
Total dividends collected$25.64M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SHECF vs SCHD ($10,000, DRIP)

YearSHECF PortfolioSHECF Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,021$321.44$11,226$346.36$205.00SCHD
2$12,455$662.19$12,572$357.38$117.00SCHD
3← crossover$14,726$1,398.74$14,046$367.84+$680.00SHECF
4$18,848$3,091.10$15,660$377.73+$3.2KSHECF
5$27,562$7,395.02$17,425$387.07+$10.1KSHECF
6$49,705$20,213.38$19,354$395.86+$30.4KSHECF
7$121,319$68,135.32$21,461$404.13+$99.9KSHECF
8$440,662$310,850.16$23,762$411.89+$416.9KSHECF
9$2,581,947$2,110,438.47$26,272$419.15+$2.56MSHECF
10$25,875,917$23,113,233.98$29,010$425.95+$25.85MSHECF

SHECF vs SCHD: Complete Analysis 2026

SHECFStock

Shin-Etsu Chemical Co., Ltd. engages in the polyvinyl chloride (PVC)/chlor-alkali, semiconductor silicon, silicones, electronics and functional materials, specialty chemicals, processing, and trading and specialized businesses worldwide. The company operates through Infrastructure Materials; Electronics Materials; Functional Materials; and Processing and Specialized Services segments. It offers PVC- framed windows; electric, hybrid, and fuel cell vehicles; wind power generators, air conditioners, aircrafts, industrial motors, semiconductor silicon used in semiconductors for robots; and cellulose derivative products. The company also offers pipes for water supply and sewerage systems; caustic soda; polyvinyl alcohol; photoresists photomasks blanks; encapsulant materials; rare earth magnets; silicon wafers, LED packaging materials, and synthetic quartz; pellicles; SOLBIN, a copolymer resin; anode material of batteries; and input devices, wafer cases, and wrapping films. The company was formerly known as Shin-Etsu Nitrogen Fertilizer Co., Ltd. and changed its name to Shin-Etsu Chemical Co., Ltd. in 1940. The company was incorporated in 1926 and is headquartered in Tokyo, Japan.

Full SHECF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.