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SHFT vs SCHD: Dividend Comparison 2026

SHFT yields 0.74% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.3K in total portfolio value
10 years
SHFT
SHFT
● Live price
0.74%
Share price
$17.83
Annual div
$0.13
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$77.69
Full SHFT calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SHFT vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHFTSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SHFT + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SHFT pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHFT
Annual income on $10K today (after 15% tax)
$62.93/yr
After 10yr DRIP, annual income (after tax)
$66.04/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $296.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHFT + SCHD for your $10,000?

SHFT: 50%SCHD: 50%
100% SCHD50/50100% SHFT
Portfolio after 10yr
$24.9K
Annual income
$251.81/yr
Blended yield
1.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHFT buys
0
SCHD buys
0
No recent congressional trades found for SHFT or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHFTSCHD
Forward yield0.74%3.46%
Annual dividend / share$0.13$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.7K$29.0K
Annual income after 10y$77.69$425.95
Total dividends collected$760.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SHFT vs SCHD ($10,000, DRIP)

YearSHFT PortfolioSHFT Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,774$74.04$11,226$346.36$452.00SCHD
2$11,603$74.55$12,572$357.38$969.00SCHD
3$12,490$75.03$14,046$367.84$1.6KSCHD
4$13,440$75.48$15,660$377.73$2.2KSCHD
5$14,456$75.91$17,425$387.07$3.0KSCHD
6$15,545$76.31$19,354$395.86$3.8KSCHD
7$16,710$76.69$21,461$404.13$4.8KSCHD
8$17,956$77.04$23,762$411.89$5.8KSCHD
9$19,291$77.37$26,272$419.15$7.0KSCHD
10$20,719$77.69$29,010$425.95$8.3KSCHD

SHFT vs SCHD: Complete Analysis 2026

SHFTStock

The index follows a rules-based methodology that tracks the performance of the equity securities of publicly-traded large-, mid-, and small-capitalization U.S. and non-U.S. companies in developed and emerging markets that are selected based on a list of products and services that enable the practice of distributed energy generation. The fund will invest all, or substantially all, of its assets in the component securities that make up the index. It is non-diversified.

Full SHFT Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.