Is SHGKY or SCHD a better dividend investment in 2026?

SHGKY currently yields 6.46% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SHGKY offers higher current income.

What is the dividend yield difference between SHGKY and SCHD?

SHGKY has a forward dividend yield of 6.46% ($0.15/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.00 percentage points.

Home › Compare › SHGKY vs SCHD

SHGKY vs SCHD: Dividend Comparison 2026

SHGKY yields 6.46% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $3.1K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

SHGKY

● Live price

6.46%

Share price

$2.33

Annual div

$0.15

5Y div CAGR

-10%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$293.91

Full SHGKY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — SHGKY vs SCHD

📍 SCHD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHGKY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHGKY + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

SHGKY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHGKY

Annual income on $10K today (after 15% tax)

$549.47/yr

After 10yr DRIP, annual income (after tax)

$249.82/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $112.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SHGKY + SCHD for your $10,000?

SHGKY: 50%SCHD: 50%

100% SCHD50/50100% SHGKY

Portfolio after 10yr

$27.5K

Annual income

$359.92/yr

Blended yield

1.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHGKY buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHGKYSCHD

Forward yield	6.46% ✓	3.46%
Annual dividend / share	$0.15	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-10%	0% ✓
Portfolio after 10y	$25.9K	$29.0K ✓
Annual income after 10y	$293.91	$425.95 ✓
Total dividends collected	$4.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SHGKY vs SCHD ($10,000, DRIP)

Year	SHGKY Portfolio	SHGKY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,282	$581.79	$11,226	$346.36	+$56.00 → SHGKY
2	$12,624	$552.08	$12,572	$357.38	+$52.00 → SHGKY
3← crossover	$14,027	$519.60	$14,046	$367.84	$19.00 → SCHD
4	$15,494	$485.62	$15,660	$377.73	$166.00 → SCHD
5	$17,030	$451.20	$17,425	$387.07	$395.00 → SCHD
6	$18,639	$417.14	$19,354	$395.86	$715.00 → SCHD
7	$20,328	$384.02	$21,461	$404.13	$1.1K → SCHD
8	$22,103	$352.27	$23,762	$411.89	$1.7K → SCHD
9	$23,973	$322.18	$26,272	$419.15	$2.3K → SCHD
10	$25,945	$293.91	$29,010	$425.95	$3.1K → SCHD

SHGKY vs SCHD: Complete Analysis 2026

SHGKY — Stock

Sun Hung Kai & Co. Limited, an investment holding company, provides financial services in Hong Kong and the People's Republic of China. The company operates through Consumer Finance, Private Credit, Mortgage Loans, Investment Management, and Group Management and Support segments. It offers unsecured loan to individuals and businesses through branches and online platforms; funding solutions to corporates, investment funds, and high net worth individuals; and first mortgage and second mortgage loans to property owners, as well as customized financing solutions to property investors. The company also engages in the public markets, alternative, and real estate investment activities. In addition, it offers secretarial, financial consultancy, nominee, loan guarantee, money lending, asset management, property investment, securities trading, and fund management services. The company was incorporated in 1969 and is headquartered in Causeway Bay, Hong Kong. Sun Hung Kai & Co. Limited is a subsidiary of AP Emerald Limited.

Full SHGKY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.