Is SHIOF or RYLD a better dividend investment in 2026?

SHIOF currently yields 18.05% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SHIOF offers higher current income.

What is the dividend yield difference between SHIOF and RYLD?

SHIOF has a forward dividend yield of 18.05% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 5.91 percentage points.

Home › Compare › SHIOF vs RYLD

SHIOF vs RYLD: Dividend Comparison 2026

SHIOF yields 18.05% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SHIOF wins by $20.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SHIOF

● Live price

18.05%

Share price

$11.08

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$64.7K

Annual income

$5,441.58

Full SHIOF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SHIOF vs RYLD

📍 SHIOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHIOF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHIOF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

SHIOF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHIOF

Annual income on $10K today (after 15% tax)

$1,534.30/yr

After 10yr DRIP, annual income (after tax)

$4,625.34/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SHIOF beats the other by $2,426.10/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SHIOF + RYLD for your $10,000?

SHIOF: 50%RYLD: 50%

100% RYLD50/50100% SHIOF

Portfolio after 10yr

$54.6K

Annual income

$4,014.46/yr

Blended yield

7.35%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHIOF buys

RYLD buys

No recent congressional trades found for SHIOF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHIOFRYLD

Forward yield	18.05% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$64.7K ✓	$44.5K
Annual income after 10y	$5,441.58 ✓	$2,587.35
Total dividends collected	$34.9K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SHIOF vs RYLD ($10,000, DRIP)

Year	SHIOF Portfolio	SHIOF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,505	$1,805.05	$11,914	$1,213.65	+$591.00 → SHIOF
2	$15,490	$2,109.56	$14,099	$1,351.30	+$1.4K → SHIOF
3	$19,016	$2,442.15	$16,580	$1,494.55	+$2.4K → SHIOF
4	$23,150	$2,802.00	$19,384	$1,642.61	+$3.8K → SHIOF
5	$27,958	$3,187.85	$22,535	$1,794.70	+$5.4K → SHIOF
6	$33,513	$3,598.12	$26,063	$1,950.00	+$7.5K → SHIOF
7	$39,890	$4,030.90	$29,995	$2,107.69	+$9.9K → SHIOF
8	$47,166	$4,484.01	$34,361	$2,266.99	+$12.8K → SHIOF
9	$55,423	$4,955.08	$39,194	$2,427.12	+$16.2K → SHIOF
10	$64,744	$5,441.58	$44,525	$2,587.35	+$20.2K → SHIOF

SHIOF vs RYLD: Complete Analysis 2026

SHIOF — Stock

Shinoken Group Co., Ltd., through its subsidiaries, engages in the real estate, general contractor, energy, and life care businesses in Japan and internationally. It designs, constructs, purchases, rents, manages, and sells apartments and condominiums; organize and operates real estate funds; and offers debt guarantee services. The company is also involved in the retail sale of LP gas and electricity to apartments and condominiums; short-term insurance for owners and tenants of apartments and condominiums; and owning and operating of life care facilities; develops real estate and construction related business; and back office operations. The company was incorporated in 1990 and is headquartered in Tokyo, Japan. As of September 26, 2022, Shinoken Group Co., Ltd. was taken private.

Full SHIOF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.