Is SHMDF or RYLD a better dividend investment in 2026?

SHMDF currently yields 2.23% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SHMDF and RYLD?

SHMDF has a forward dividend yield of 2.23% ($2.32/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 9.91 percentage points.

Home › Compare › SHMDF vs RYLD

SHMDF vs RYLD: Dividend Comparison 2026

SHMDF yields 2.23% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SHMDF wins by $103.37M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

SHMDF

● Live price

2.23%

Share price

$104.04

Annual div

$2.32

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$103.42M

Annual income

$95,213,525.05

Full SHMDF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SHMDF vs RYLD

📍 SHMDF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHMDF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHMDF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SHMDF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHMDF

Annual income on $10K today (after 15% tax)

$189.54/yr

After 10yr DRIP, annual income (after tax)

$80,931,496.29/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SHMDF beats the other by $80,929,297.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SHMDF + RYLD for your $10,000?

SHMDF: 50%RYLD: 50%

100% RYLD50/50100% SHMDF

Portfolio after 10yr

$51.73M

Annual income

$47,608,056.20/yr

Blended yield

92.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHMDF buys

RYLD buys

No recent congressional trades found for SHMDF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHMDFRYLD

Forward yield	2.23%	12.14% ✓
Annual dividend / share	$2.32 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$103.42M ✓	$44.5K
Annual income after 10y	$95,213,525.05 ✓	$2,587.35
Total dividends collected	$102.77M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SHMDF vs RYLD ($10,000, DRIP)

Year	SHMDF Portfolio	SHMDF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,146	$445.98	$11,914	$1,213.65	$768.00 → RYLD
2	$12,855	$929.14	$14,099	$1,351.30	$1.2K → RYLD
3	$15,758	$2,003.06	$16,580	$1,494.55	$822.00 → RYLD
4← crossover	$21,451	$4,589.50	$19,384	$1,642.61	+$2.1K → SHMDF
5	$34,630	$11,677.42	$22,535	$1,794.70	+$12.1K → SHMDF
6	$72,291	$35,237.02	$26,063	$1,950.00	+$46.2K → SHMDF
7	$214,844	$137,492.44	$29,995	$2,107.69	+$184.8K → SHMDF
8	$993,655	$763,772.28	$34,361	$2,266.99	+$959.3K → SHMDF
9	$7,665,933	$6,602,722.51	$39,194	$2,427.12	+$7.63M → SHMDF
10	$103,416,074	$95,213,525.05	$44,525	$2,587.35	+$103.37M → SHMDF

SHMDF vs RYLD: Complete Analysis 2026

SHMDF — Stock

Shimano Inc. develops, produces, and distributes bicycle components, fishing tackles, and rowing equipment. The company also plans and develops lifestyle gear products, such as apparel items, shoes, bags, and related items. It has operations in Japan, Asia, Europe, North America, Latin America, and Oceania. The company was founded in 1921 and is headquartered in Sakai, Japan.

Full SHMDF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.