HomeCompareSHMUF vs XYLD

SHMUF vs XYLD: Dividend Comparison 2026

SHMUF yields 5.11% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $4.4K in total portfolio value· pulled ahead in Year 4
10 years
SHMUF
SHMUF
● Live price
5.11%
Share price
$5.87
Annual div
$0.30
5Y div CAGR
-41.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$2.55
Full SHMUF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SHMUF vs XYLD

📍 XYLD pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHMUFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SHMUF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SHMUF pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHMUF
Annual income on $10K today (after 15% tax)
$434.41/yr
After 10yr DRIP, annual income (after tax)
$2.17/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,734.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHMUF + XYLD for your $10,000?

SHMUF: 50%XYLD: 50%
100% XYLD50/50100% SHMUF
Portfolio after 10yr
$23.1K
Annual income
$1,610.78/yr
Blended yield
6.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHMUF buys
0
XYLD buys
0
No recent congressional trades found for SHMUF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHMUFXYLD
Forward yield5.11%10.98%
Annual dividend / share$0.30$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-41.5%0%
Portfolio after 10y$20.9K$25.3K
Annual income after 10y$2.55$3,219.02
Total dividends collected$734.00$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SHMUF vs XYLD ($10,000, DRIP)

YearSHMUF PortfolioSHMUF Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,999$298.98$10,818$1,098.39+$181.00SHMUF
2$11,949$179.79$11,738$1,222.51+$211.00SHMUF
3$12,892$106.78$12,774$1,364.64+$118.00SHMUF
4← crossover$13,857$62.99$13,944$1,527.86$87.00XYLD
5$14,864$37.02$15,270$1,715.87$406.00XYLD
6$15,927$21.71$16,775$1,933.09$848.00XYLD
7$17,054$12.72$18,490$2,184.87$1.4KXYLD
8$18,255$7.45$20,450$2,477.63$2.2KXYLD
9$19,538$4.36$22,697$2,819.19$3.2KXYLD
10$20,908$2.55$25,280$3,219.02$4.4KXYLD

SHMUF vs XYLD: Complete Analysis 2026

SHMUFStock

Shimizu Corporation engages in the building contracting, civil engineering, machinery, and other construction works in Japan. It is also involved in the research, planning, study, evaluation, diagnosis, soil analysis, surveying, design, supervision, management, and consultancy related to regional, urban, ocean, space, resources, and energy developments, as well as construction works and environment improvement; and purchase, sale, letting, brokerage, management, appraisal, and consultancy of real estate. The company constructs, lets, sells, and caretaking of residential houses and other buildings; plans, constructs, possesses, maintains, and operates public office buildings, roads, harbors, airports, and parks, as well as educational and cultural, medical and welfare, and water supply and sewerage facilities; generates and supplies electricity and heat; undertakes purification works; collects, disposes, and reutilizes waste; and designs, installs, leases, sells, and maintains information communication and building management system. It also engages in the cultivation of agricultural produce and seafood, and forestry work; maintenance and upkeep, security, and cleaning of buildings, equipment, and machinery; and design, manufacture, sale, lease, and brokerage of construction machinery and materials, concrete and wooden products, furniture, and interior fitting. The company offers industrial property, copyrights, and computer software; pharmaceutical, medical care material, and medical machinery and equipment; and advertisement, publication, printing, images and other information media, business event, inland transportation, warehouse, distribution center, insurance and travel agency, manpower supply, loan, guarantee, and factoring services. It also engages in the management and consultancy of sporting, hotel, restaurant, nursing, and resort facilities. The company was founded in 1804 and is headquartered in Tokyo, Japan.

Full SHMUF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.