Is SHMY or XYLD a better dividend investment in 2026?

SHMY currently yields 333.28% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SHMY offers higher current income.

What is the dividend yield difference between SHMY and XYLD?

SHMY has a forward dividend yield of 333.28% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 322.30 percentage points.

Home › Compare › SHMY vs XYLD

SHMY vs XYLD: Dividend Comparison 2026

SHMY yields 333.28% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SHMY wins by $3108.62M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SHMY

● Live price

333.28%

Share price

$0.60

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3108.64M

Annual income

$1,954,822,304.52

Full SHMY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SHMY vs XYLD

📍 SHMY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHMY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHMY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SHMY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHMY

Annual income on $10K today (after 15% tax)

$28,328.61/yr

After 10yr DRIP, annual income (after tax)

$1,661,598,958.84/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SHMY beats the other by $1,661,596,222.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SHMY + XYLD for your $10,000?

SHMY: 50%XYLD: 50%

100% XYLD50/50100% SHMY

Portfolio after 10yr

$1554.33M

Annual income

$977,412,761.77/yr

Blended yield

62.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHMY buys

XYLD buys

No recent congressional trades found for SHMY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHMYXYLD

Forward yield	333.28% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$3108.64M ✓	$25.3K
Annual income after 10y	$1,954,822,304.52 ✓	$3,219.02
Total dividends collected	$2996.71M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SHMY vs XYLD ($10,000, DRIP)

Year	SHMY Portfolio	SHMY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$44,028	$33,327.78	$10,818	$1,098.39	+$33.2K → SHMY
2	$184,245	$137,135.33	$11,738	$1,222.51	+$172.5K → SHMY
3	$733,475	$536,333.17	$12,774	$1,364.64	+$720.7K → SHMY
4	$2,780,267	$1,995,448.75	$13,944	$1,527.86	+$2.77M → SHMY
5	$10,043,884	$7,068,997.47	$15,270	$1,715.87	+$10.03M → SHMY
6	$34,613,478	$23,866,522.87	$16,775	$1,933.09	+$34.60M → SHMY
7	$113,905,017	$76,868,595.60	$18,490	$2,184.87	+$113.89M → SHMY
8	$358,286,701	$236,408,332.53	$20,450	$2,477.63	+$358.27M → SHMY
9	$1,078,338,015	$694,971,245.15	$22,697	$2,819.19	+$1078.32M → SHMY
10	$3,108,643,981	$1,954,822,304.52	$25,280	$3,219.02	+$3108.62M → SHMY

SHMY vs XYLD: Complete Analysis 2026

SHMY — Stock

Synergy Empire Limited operates a chain of restaurants in Malaysia. The company engages in the production and sale of food products in its restaurants under the Sweet Hut brand name. It operates two dessert restaurant chains and one central kitchen. Synergy Empire Limited was founded in 2010 and is based in Kuala Lumpur, Malaysia.

Full SHMY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.