Is SHNWF or RYLD a better dividend investment in 2026?

SHNWF currently yields 3.95% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SHNWF and RYLD?

SHNWF has a forward dividend yield of 3.95% ($0.29/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.19 percentage points.

Home › Compare › SHNWF vs RYLD

SHNWF vs RYLD: Dividend Comparison 2026

SHNWF yields 3.95% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $22.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SHNWF

● Live price

3.95%

Share price

$7.30

Annual div

$0.29

5Y div CAGR

-17.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.2K

Annual income

$64.11

Full SHNWF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SHNWF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHNWF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHNWF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

SHNWF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHNWF

Annual income on $10K today (after 15% tax)

$335.44/yr

After 10yr DRIP, annual income (after tax)

$54.49/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,144.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SHNWF + RYLD for your $10,000?

SHNWF: 50%RYLD: 50%

100% RYLD50/50100% SHNWF

Portfolio after 10yr

$33.4K

Annual income

$1,325.72/yr

Blended yield

3.97%

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Analyst Conviction Gap

Where Wall Street is split right now

SHNWF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

1.2

Piotroski

5/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHNWF buys

RYLD buys

No recent congressional trades found for SHNWF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHNWFRYLD

Forward yield	3.95%	12.14% ✓
Annual dividend / share	$0.29	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-17.6%	0% ✓
Portfolio after 10y	$22.2K	$44.5K ✓
Annual income after 10y	$64.11	$2,587.35 ✓
Total dividends collected	$1.7K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SHNWF vs RYLD ($10,000, DRIP)

Year	SHNWF Portfolio	SHNWF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,025	$325.18	$11,914	$1,213.65	$889.00 → RYLD
2	$12,073	$276.09	$14,099	$1,351.30	$2.0K → RYLD
3	$13,151	$232.82	$16,580	$1,494.55	$3.4K → RYLD
4	$14,267	$195.30	$19,384	$1,642.61	$5.1K → RYLD
5	$15,429	$163.16	$22,535	$1,794.70	$7.1K → RYLD
6	$16,645	$135.88	$26,063	$1,950.00	$9.4K → RYLD
7	$17,923	$112.89	$29,995	$2,107.69	$12.1K → RYLD
8	$19,271	$93.61	$34,361	$2,266.99	$15.1K → RYLD
9	$20,697	$77.51	$39,194	$2,427.12	$18.5K → RYLD
10	$22,210	$64.11	$44,525	$2,587.35	$22.3K → RYLD

SHNWF vs RYLD: Complete Analysis 2026

SHNWF — Stock

Schroders plc is a publicly owned investment manager. The firm also provides advisory and consultancy services. It provides its services to financial institutions, high net worth clients, large corporate, local authority, charitable entities, individuals, pension plans, government funds, insurance companies, and endowments. The firm launches and manages equity mutual funds and manages fixed income mutual funds for its clients. It also manages hedge for its clients. The firm invests in the public equity, fixed income, and alternative investment markets across the globe. The firm's alternative investments include real estate markets, emerging market debt, commodities and agriculture funds, funds of hedge funds and private equity funds of funds. It conducts an in-house research to make its investments. Schroders plc was founded on 1804 and is headquartered in London, United Kingdom.

Full SHNWF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.