HomeCompareSHRT vs SCHD

SHRT vs SCHD: Dividend Comparison 2026

SHRT yields 0.07% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.2K in total portfolio value
10 years
SHRT
SHRT
● Live price
0.07%
Share price
$7.41
Annual div
$0.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$7.05
Full SHRT calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SHRT vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHRTSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SHRT + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SHRT pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHRT
Annual income on $10K today (after 15% tax)
$5.96/yr
After 10yr DRIP, annual income (after tax)
$5.99/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $356.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHRT + SCHD for your $10,000?

SHRT: 50%SCHD: 50%
100% SCHD50/50100% SHRT
Portfolio after 10yr
$24.4K
Annual income
$216.49/yr
Blended yield
0.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHRT buys
0
SCHD buys
0
No recent congressional trades found for SHRT or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHRTSCHD
Forward yield0.07%3.46%
Annual dividend / share$0.01$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$19.8K$29.0K
Annual income after 10y$7.05$425.95
Total dividends collected$70.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SHRT vs SCHD ($10,000, DRIP)

YearSHRT PortfolioSHRT Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,707$7.02$11,226$346.36$519.00SCHD
2$11,464$7.02$12,572$357.38$1.1KSCHD
3$12,273$7.03$14,046$367.84$1.8KSCHD
4$13,139$7.03$15,660$377.73$2.5KSCHD
5$14,066$7.03$17,425$387.07$3.4KSCHD
6$15,058$7.04$19,354$395.86$4.3KSCHD
7$16,119$7.04$21,461$404.13$5.3KSCHD
8$17,254$7.04$23,762$411.89$6.5KSCHD
9$18,469$7.05$26,272$419.15$7.8KSCHD
10$19,769$7.05$29,010$425.95$9.2KSCHD

SHRT vs SCHD: Complete Analysis 2026

SHRTStock

The fund is an actively-managed exchange-traded fund (“ETF”) that seeks to achieve its investment objective by investing under normal circumstances in long and short positions of equity and equity-related securities (i.e., swaps), primarily of companies traded on U.S. markets. The fund’s sub-adviser, Gotham Asset Management, LLC (“Gotham” or the “Sub-Adviser”) seeks to maintain the fund’s net equity exposure, which is the value of the fund’s long positions minus its short positions, at approximately 50% net short.

Full SHRT Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.