Is SHSSX or XYLD a better dividend investment in 2026?

SHSSX currently yields 10.63% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SHSSX and XYLD?

SHSSX has a forward dividend yield of 10.63% ($6.97/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.35 percentage points.

Home › Compare › SHSSX vs XYLD

SHSSX vs XYLD: Dividend Comparison 2026

SHSSX yields 10.63% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SHSSX wins by $15.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SHSSX

● Live price

10.63%

Share price

$65.57

Annual div

$6.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.4K

Annual income

$2,071.59

Full SHSSX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SHSSX vs XYLD

📍 SHSSX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHSSX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SHSSX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SHSSX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHSSX

Annual income on $10K today (after 15% tax)

$903.94/yr

After 10yr DRIP, annual income (after tax)

$1,760.85/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $975.32/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHSSX + XYLD for your $10,000?

SHSSX: 50%XYLD: 50%

100% XYLD50/50100% SHSSX

Portfolio after 10yr

$32.8K

Annual income

$2,645.30/yr

Blended yield

8.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHSSX buys

XYLD buys

No recent congressional trades found for SHSSX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHSSXXYLD

Forward yield	10.63%	10.98% ✓
Annual dividend / share	$6.97 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.4K ✓	$25.3K
Annual income after 10y	$2,071.59	$3,219.02 ✓
Total dividends collected	$15.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SHSSX vs XYLD ($10,000, DRIP)

Year	SHSSX Portfolio	SHSSX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,763	$1,063.45	$10,818	$1,098.39	+$945.00 → SHSSX
2	$13,756	$1,169.15	$11,738	$1,222.51	+$2.0K → SHSSX
3	$15,997	$1,277.75	$12,774	$1,364.64	+$3.2K → SHSSX
4	$18,505	$1,388.67	$13,944	$1,527.86	+$4.6K → SHSSX
5	$21,302	$1,501.33	$15,270	$1,715.87	+$6.0K → SHSSX
6	$24,408	$1,615.17	$16,775	$1,933.09	+$7.6K → SHSSX
7	$27,846	$1,729.62	$18,490	$2,184.87	+$9.4K → SHSSX
8	$31,640	$1,844.17	$20,450	$2,477.63	+$11.2K → SHSSX
9	$35,813	$1,958.31	$22,697	$2,819.19	+$13.1K → SHSSX
10	$40,391	$2,071.59	$25,280	$3,219.02	+$15.1K → SHSSX

SHSSX vs XYLD: Complete Analysis 2026

SHSSX — Stock

The fund invests at least 80% of its total assets in equity securities, primarily common stock, of companies in health sciences and related industries. The health sciences sector can include companies in health care equipment and supplies, health care providers and services, biotechnology, and pharmaceuticals. It will concentrate its investments (i.e., invest more than 25% of its assets) in health sciences or related industries, and may invest in companies located in non-U.S. countries.

Full SHSSX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SHSSX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SHSSX vs SCHD SHSSX vs JEPI SHSSX vs O SHSSX vs KO SHSSX vs MAIN SHSSX vs QYLD SHSSX vs JEPQ SHSSX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.