HomeCompareSHTCX vs SCHD

SHTCX vs SCHD: Dividend Comparison 2026

SHTCX yields 15.17% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SHTCX wins by $25.0K in total portfolio value
10 years
SHTCX
SHTCX
● Live price
15.17%
Share price
$46.78
Annual div
$7.09
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.0K
Annual income
$3,867.52
Full SHTCX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SHTCX vs SCHD

📍 SHTCX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHTCXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SHTCX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SHTCX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHTCX
Annual income on $10K today (after 15% tax)
$1,289.07/yr
After 10yr DRIP, annual income (after tax)
$3,287.39/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SHTCX beats the other by $2,925.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHTCX + SCHD for your $10,000?

SHTCX: 50%SCHD: 50%
100% SCHD50/50100% SHTCX
Portfolio after 10yr
$41.5K
Annual income
$2,146.73/yr
Blended yield
5.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHTCX buys
0
SCHD buys
0
No recent congressional trades found for SHTCX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHTCXSCHD
Forward yield15.17%3.46%
Annual dividend / share$7.09$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$54.0K$29.0K
Annual income after 10y$3,867.52$425.95
Total dividends collected$26.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SHTCX vs SCHD ($10,000, DRIP)

YearSHTCX PortfolioSHTCX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,217$1,516.56$11,226$346.36+$991.00SHTCX
2$14,803$1,731.50$12,572$357.38+$2.2KSHTCX
3$17,800$1,960.86$14,046$367.84+$3.8KSHTCX
4$21,250$2,203.61$15,660$377.73+$5.6KSHTCX
5$25,196$2,458.56$17,425$387.07+$7.8KSHTCX
6$29,684$2,724.40$19,354$395.86+$10.3KSHTCX
7$34,762$2,999.71$21,461$404.13+$13.3KSHTCX
8$40,478$3,283.02$23,762$411.89+$16.7KSHTCX
9$46,884$3,572.79$26,272$419.15+$20.6KSHTCX
10$54,034$3,867.52$29,010$425.95+$25.0KSHTCX

SHTCX vs SCHD: Complete Analysis 2026

SHTCXStock

The investment seeks long-term capital appreciation. The fund generally invests at least 80% of its net assets (including the amount of any borrowings for investment purposes) in equity securities of U.S. and non-U.S. companies with business operations in technology and technology-related industries. It generally invests at least 40% of its net assets in companies that maintain their principal place of business or conduct their principal business activities outside the U.S., have their securities traded on non-U.S. exchanges or have been formed under the laws of non-U.S. countries. The fund is non-diversified.

Full SHTCX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this SHTCX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SHTCX vs JEPISHTCX vs OSHTCX vs KOSHTCX vs MAINSHTCX vs VYMSHTCX vs DGROSHTCX vs VIGSHTCX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.