HomeCompareSHTLF vs VYM

SHTLF vs VYM: Dividend Comparison 2026

SHTLF yields 2.59% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SHTLF wins by $16.8K in total portfolio value· pulled ahead in Year 4
10 years
SHTLF
SHTLF
● Live price
2.59%
Share price
$2.70
Annual div
$0.07
5Y div CAGR
29.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.6K
Annual income
$6,674.57
Full SHTLF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — SHTLF vs VYM

📍 SHTLF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHTLFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SHTLF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SHTLF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHTLF
Annual income on $10K today (after 15% tax)
$220.37/yr
After 10yr DRIP, annual income (after tax)
$5,673.38/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, SHTLF beats the other by $5,441.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHTLF + VYM for your $10,000?

SHTLF: 50%VYM: 50%
100% VYM50/50100% SHTLF
Portfolio after 10yr
$36.2K
Annual income
$3,473.75/yr
Blended yield
9.61%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHTLF buys
0
VYM buys
0
No recent congressional trades found for SHTLF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHTLFVYM
Forward yield2.59%2.37%
Annual dividend / share$0.07$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.6%0%
Portfolio after 10y$44.6K$27.8K
Annual income after 10y$6,674.57$272.94
Total dividends collected$21.3K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SHTLF vs VYM ($10,000, DRIP)

YearSHTLF PortfolioSHTLF Income/yrVYM PortfolioVYM Income/yrGap
1$11,036$336.00$11,147$237.17$111.00VYM
2$12,258$449.13$12,404$242.33$146.00VYM
3$13,720$604.21$13,780$247.16$60.00VYM
4← crossover$15,499$819.13$15,285$251.67+$214.00SHTLF
5$17,705$1,120.83$16,932$255.88+$773.00SHTLF
6$20,495$1,550.77$18,733$259.81+$1.8KSHTLF
7$24,104$2,174.31$20,701$263.46+$3.4KSHTLF
8$28,889$3,097.30$22,852$266.86+$6.0KSHTLF
9$35,407$4,496.15$25,201$270.01+$10.2KSHTLF
10$44,560$6,674.57$27,768$272.94+$16.8KSHTLF

SHTLF vs VYM: Complete Analysis 2026

SHTLFStock

South32 Limited operates as a diversified metals and mining company in Australia, Southern Africa, North America, and South America. The company operates through Worsley Alumina, Brazil Alumina, Brazil Aluminium, Hillside Aluminium, Mozal Aluminium, Sierra Gorda, Cannington, Hermosa, Cerro Matoso, Illawarra Metallurgical Coal, Australia Manganese, and South Africa Manganese segments. It has a portfolio of assets producing bauxite, alumina, aluminum, copper, silver, lead, zinc, nickel, metallurgical coal, manganese, ferronickel, and other base metals. South32 Limited also exports its products. The company was incorporated in 2000 and is headquartered in Perth, Australia.

Full SHTLF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.