Is SHY or DIVO a better dividend investment in 2026?

SHY currently yields 3.76% with a 5% 5-year dividend growth rate. DIVO yields 6.62% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between SHY and DIVO?

SHY has a forward dividend yield of 3.76% ($3.10/share annually). DIVO yields 6.62% ($2.91/share annually). The yield gap is 2.86 percentage points.

Home › Compare › SHY vs DIVO

SHY vs DIVO: Dividend Comparison 2026

SHY yields 3.76% · DIVO yields 6.62%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIVO wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SHY

● Live price

3.76%

Share price

$82.50

Annual div

$3.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.5K

Annual income

$478.12

Full SHY calculator →

DIVO

● Live price

6.62%

Share price

$44.00

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.0K

Annual income

$1,008.47

Full DIVO calculator →

Portfolio growth — SHY vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHY	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHY + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SHY pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHY

Annual income on $10K today (after 15% tax)

$319.26/yr

After 10yr DRIP, annual income (after tax)

$406.40/yr

DIVO

Annual income on $10K today (after 15% tax)

$562.67/yr

After 10yr DRIP, annual income (after tax)

$857.20/yr

At 15% tax rate, DIVO beats the other by $450.80/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHY + DIVO for your $10,000?

SHY: 50%DIVO: 50%

100% DIVO50/50100% SHY

Portfolio after 10yr

$28.2K

Annual income

$743.30/yr

Blended yield

2.63%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHY buys

DIVO buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$SHY	▼ Sell	$15,001 - $50,000	2026-02-06
John Boozman	🏛 Senate	$SHY	▲ Buy	$1,001 - $15,000	2025-09-16
John Boozman	🏛 Senate	$SHY	▲ Buy	$1,001 - $15,000	2025-09-16
John Boozman	🏛 Senate	$SHY	▲ Buy	$1,001 - $15,000	2025-08-01
John Boozman	🏛 Senate	$SHY	▲ Buy	$1,001 - $15,000	2025-08-01
John Boozman	🏛 Senate	$SHY	▼ Sell	$1,001 - $15,000	2025-04-09
John Boozman	🏛 Senate	$SHY	▼ Sell	$1,001 - $15,000	2025-04-09
Charles J. "Chuck" Fleischmann	🏢 House	$SHY	▼ Sell	$15,001 - $50,000	2024-10-22
John Boozman	🏛 Senate	$SHY	▲ Buy	$1,001 - $15,000	2024-09-06
John Boozman	🏛 Senate	$SHY	▲ Buy	$1,001 - $15,000	2024-09-06

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHYDIVO

Forward yield	3.76%	6.62% ✓
Annual dividend / share	$3.10 ✓	$2.91
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.5K	$31.0K ✓
Annual income after 10y	$478.12	$1,008.47 ✓
Total dividends collected	$4.3K	$8.4K ✓
Payment frequency	quarterly	quarterly
Sector	ETF	ETF

Year-by-year: SHY vs DIVO ($10,000, DRIP)

Year	SHY Portfolio	SHY Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,076	$375.60	$11,362	$661.96	$286.00 → DIVO
2	$12,240	$388.78	$12,860	$702.91	$620.00 → DIVO
3	$13,498	$401.54	$14,504	$743.56	$1.0K → DIVO
4	$14,857	$413.85	$16,303	$783.73	$1.4K → DIVO
5	$16,322	$425.71	$18,268	$823.31	$1.9K → DIVO
6	$17,902	$437.11	$20,408	$862.17	$2.5K → DIVO
7	$19,603	$448.05	$22,737	$900.20	$3.1K → DIVO
8	$21,434	$458.53	$25,266	$937.31	$3.8K → DIVO
9	$23,403	$468.55	$28,008	$973.42	$4.6K → DIVO
10	$25,519	$478.12	$30,977	$1,008.47	$5.5K → DIVO

SHY vs DIVO: Complete Analysis 2026

SHY — ETF

The iShares 1-3 Year Treasury Bond ETF seeks to track the investment results of an index composed of U.S. Treasury bonds with remaining maturities between one and three years.

Full SHY Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.