Is SHYD or QYLD a better dividend investment in 2026?

SHYD currently yields 3.56% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SHYD and QYLD?

SHYD has a forward dividend yield of 3.56% ($0.81/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.36 percentage points.

Home › Compare › SHYD vs QYLD

SHYD vs QYLD: Dividend Comparison 2026

SHYD yields 3.56% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $222.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

SHYD

● Live price

3.56%

Share price

$22.66

Annual div

$0.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.2K

Annual income

$447.24

Full SHYD calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SHYD vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHYD	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHYD + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

SHYD pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHYD

Annual income on $10K today (after 15% tax)

$302.41/yr

After 10yr DRIP, annual income (after tax)

$380.15/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,430.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SHYD + QYLD for your $10,000?

SHYD: 50%QYLD: 50%

100% QYLD50/50100% SHYD

Portfolio after 10yr

$25.3K

Annual income

$3,053.28/yr

Blended yield

12.07%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHYD buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHYDQYLD

Forward yield	3.56%	11.92% ✓
Annual dividend / share	$0.81	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.2K	$25.4K ✓
Annual income after 10y	$447.24	$5,659.31 ✓
Total dividends collected	$4.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SHYD vs QYLD ($10,000, DRIP)

Year	SHYD Portfolio	SHYD Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,056	$355.78	$10,352	$1,192.36	+$704.00 → SHYD
2	$12,197	$367.61	$10,830	$1,347.57	+$1.4K → SHYD
3	$13,430	$379.03	$11,460	$1,539.07	+$2.0K → SHYD
4	$14,760	$390.04	$12,275	$1,777.84	+$2.5K → SHYD
5	$16,194	$400.63	$13,323	$2,078.95	+$2.9K → SHYD
6	$17,739	$410.79	$14,667	$2,463.34	+$3.1K → SHYD
7	$19,401	$420.53	$16,396	$2,960.57	+$3.0K → SHYD
8	$21,189	$429.85	$18,631	$3,612.97	+$2.6K → SHYD
9	$23,111	$438.75	$21,548	$4,482.15	+$1.6K → SHYD
10← crossover	$25,176	$447.24	$25,398	$5,659.31	$222.00 → QYLD

SHYD vs QYLD: Complete Analysis 2026

SHYD — Stock

The VanEck Short High Yield Muni ETF (SHYD) seeks to replicate as closely as possible, before fees and expenses, the price and yield performance of ICE 1-12 Year Broad High Yield Crossover Municipal Index (MIHX), which is intended to track the overall performance of the U.S. dollar denominated high yield short-term tax-exempt bond market.

Full SHYD Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.