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SHYL vs XYLD: Dividend Comparison 2026

SHYL yields 4.00% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SHYL wins by $2.8K in total portfolio value
10 years
SHYL
SHYL
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SHYL calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SHYL vs XYLD

📍 SHYL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHYLXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SHYL + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SHYL pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHYL
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,971.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHYL + XYLD for your $10,000?

SHYL: 50%XYLD: 50%
100% XYLD50/50100% SHYL
Portfolio after 10yr
$26.7K
Annual income
$2,059.11/yr
Blended yield
7.72%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHYL buys
0
XYLD buys
0
No recent congressional trades found for SHYL or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHYLXYLD
Forward yield4.00%10.98% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth5% ✓0%
5-year div CAGR5% ✓0%
Portfolio after 10y$28.0K ✓$25.3K
Annual income after 10y$899.19$3,219.02 ✓
Total dividends collected$6.4K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SHYL vs XYLD ($10,000, DRIP)

YearSHYL PortfolioSHYL Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,120$420.00$10,818$1,098.39+$302.00 → SHYL
2$12,357$458.31$11,738$1,222.51+$619.00 → SHYL
3$13,721$499.76$12,774$1,364.64+$947.00 → SHYL
4$15,227$544.58$13,944$1,527.86+$1.3K → SHYL
5$16,885$593.02$15,270$1,715.87+$1.6K → SHYL
6$18,713$645.34$16,775$1,933.09+$1.9K → SHYL
7$20,724$701.81$18,490$2,184.87+$2.2K → SHYL
8$22,938$762.73$20,450$2,477.63+$2.5K → SHYL
9$25,372$828.41$22,697$2,819.19+$2.7K → SHYL
10$28,047$899.19$25,280$3,219.02+$2.8K → SHYL

SHYL vs XYLD: Complete Analysis 2026

SHYL — Stock

SHYL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SHYL shares.

Full SHYL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.