Is SHYPX or SCHD a better dividend investment in 2026?

SHYPX currently yields 6.43% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SHYPX offers higher current income.

What is the dividend yield difference between SHYPX and SCHD?

SHYPX has a forward dividend yield of 6.43% ($0.60/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 2.99 percentage points.

Home › Compare › SHYPX vs SCHD

SHYPX vs SCHD: Dividend Comparison 2026

SHYPX yields 6.43% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SHYPX wins by $1.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SHYPX

● Live price

6.43%

Share price

$9.31

Annual div

$0.60

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.6K

Annual income

$967.49

Full SHYPX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — SHYPX vs SCHD

📍 SHYPX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHYPX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SHYPX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SHYPX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHYPX

Annual income on $10K today (after 15% tax)

$546.30/yr

After 10yr DRIP, annual income (after tax)

$822.37/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, SHYPX beats the other by $463.15/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHYPX + SCHD for your $10,000?

SHYPX: 50%SCHD: 50%

100% SCHD50/50100% SHYPX

Portfolio after 10yr

$29.8K

Annual income

$695.05/yr

Blended yield

2.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHYPX buys

SCHD buys

No recent congressional trades found for SHYPX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHYPXSCHD

Forward yield	6.43% ✓	3.44%
Annual dividend / share	$0.60	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.6K ✓	$29.0K
Annual income after 10y	$967.49 ✓	$422.61
Total dividends collected	$8.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SHYPX vs SCHD ($10,000, DRIP)

Year	SHYPX Portfolio	SHYPX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,343	$642.71	$11,224	$344.10	+$119.00 → SHYPX
2	$12,818	$681.31	$12,567	$354.98	+$251.00 → SHYPX
3	$14,435	$719.56	$14,038	$365.30	+$397.00 → SHYPX
4	$16,203	$757.31	$15,648	$375.06	+$555.00 → SHYPX
5	$18,131	$794.44	$17,410	$384.27	+$721.00 → SHYPX
6	$20,231	$830.85	$19,335	$392.95	+$896.00 → SHYPX
7	$22,514	$866.43	$21,437	$401.10	+$1.1K → SHYPX
8	$24,991	$901.11	$23,733	$408.75	+$1.3K → SHYPX
9	$27,675	$934.81	$26,237	$415.91	+$1.4K → SHYPX
10	$30,580	$967.49	$28,968	$422.61	+$1.6K → SHYPX

SHYPX vs SCHD: Complete Analysis 2026

SHYPX — Stock

The investment seeks high current income and, secondarily, capital appreciation. The fund normally invests at least 80% of its net assets (plus the amount of any borrowing for investment purposes) in non-investment grade securities and/or financial instruments that provide exposure to non-investment grade securities. It may invest in securities of foreign issuers, including those in emerging markets. The fund has no limitations regarding the maturities of the debt securities it can buy, the market capitalization of the issuers of those securities or whether the securities are rated.

Full SHYPX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this SHYPX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SHYPX vs JEPI SHYPX vs O SHYPX vs KO SHYPX vs MAIN SHYPX vs VYM SHYPX vs DGRO SHYPX vs VIG SHYPX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.