Is SICPQ or QYLD a better dividend investment in 2026?

SICPQ currently yields 1290.32% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: SICPQ offers higher current income.

What is the dividend yield difference between SICPQ and QYLD?

SICPQ has a forward dividend yield of 1290.32% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1278.40 percentage points.

Home › Compare › SICPQ vs QYLD

SICPQ vs QYLD: Dividend Comparison 2026

SICPQ yields 1290.32% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SICPQ wins by $179862397.75M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SICPQ

● Live price

1290.32%

Share price

$0.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$179862397.77M

Annual income

$156,069,016,072,097.00

Full SICPQ calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SICPQ vs QYLD

📍 SICPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SICPQ	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SICPQ + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SICPQ pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SICPQ

Annual income on $10K today (after 15% tax)

$109,677.42/yr

After 10yr DRIP, annual income (after tax)

$132,658,663,661,282.45/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, SICPQ beats the other by $132,658,663,656,472.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SICPQ + QYLD for your $10,000?

SICPQ: 50%QYLD: 50%

100% QYLD50/50100% SICPQ

Portfolio after 10yr

$89931198.90M

Annual income

$78,034,508,038,878.16/yr

Blended yield

86.77%

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Analyst Conviction Gap

Where Wall Street is most bullish on SICPQ right now

SICPQ

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

-0.5

Piotroski

3/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SICPQ buys

QYLD buys

No recent congressional trades found for SICPQ or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSICPQQYLD

Forward yield	1290.32% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$179862397.77M ✓	$25.4K
Annual income after 10y	$156,069,016,072,097.00 ✓	$5,659.31
Total dividends collected	$178102191.57M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SICPQ vs QYLD ($10,000, DRIP)

Year	SICPQ Portfolio	SICPQ Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$139,732	$129,032.26	$10,352	$1,192.36	+$129.4K → SICPQ
2	$1,834,557	$1,685,043.81	$10,830	$1,347.57	+$1.82M → SICPQ
3	$22,638,762	$20,675,786.05	$11,460	$1,539.07	+$22.63M → SICPQ
4	$262,674,749	$238,451,273.26	$12,275	$1,777.84	+$262.66M → SICPQ
5	$2,866,782,089	$2,585,720,107.80	$13,323	$2,078.95	+$2866.77M → SICPQ
6	$29,441,340,826	$26,373,883,990.04	$14,667	$2,463.34	+$29441.33M → SICPQ
7	$284,637,828,462	$253,135,593,778.43	$16,396	$2,960.57	+$284637.81M → SICPQ
8	$2,591,764,208,133	$2,287,201,731,679.32	$18,631	$3,612.97	+$2591764.19M → SICPQ
9	$22,236,805,328,760	$19,463,617,626,057.21	$21,548	$4,482.15	+$22236805.31M → SICPQ
10	$179,862,397,773,870	$156,069,016,072,097.00	$25,398	$5,659.31	+$179862397.75M → SICPQ

SICPQ vs QYLD: Complete Analysis 2026

SICPQ — Stock

Silvergate Capital Corporation operates as a bank holding company for Silvergate Bank that provides banking products and services to business and individual clients in the United States. The company accepts deposit products, including interest and noninterest bearing demand accounts, money market and savings accounts, and certificates of deposit accounts. Its loan products comprise one-to-four family real estate loans, multi-family real estate loans, commercial real estate loans, construction loans, commercial and industrial loans, mortgage warehouse loans, and reverse mortgage loans, as well as consumer loans and other loans secured by personal property. The company also provides cash management services for digital currency-related businesses. Silvergate Capital Corporation was founded in 1988 and is headquartered in La Jolla, California. On September 17, 2024, Silvergate Capital Corporation, along with its affiliate, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the District of Delaware.

Full SICPQ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.