Is SIHBY or RYLD a better dividend investment in 2026?

SIHBY currently yields 7.73% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SIHBY and RYLD?

SIHBY has a forward dividend yield of 7.73% ($0.19/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 4.41 percentage points.

Home › Compare › SIHBY vs RYLD

SIHBY vs RYLD: Dividend Comparison 2026

SIHBY yields 7.73% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SIHBY wins by $84.3K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

SIHBY

● Live price

7.73%

Share price

$2.40

Annual div

$0.19

5Y div CAGR

25.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$128.9K

Annual income

$36,375.17

Full SIHBY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SIHBY vs RYLD

📍 SIHBY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SIHBY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SIHBY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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SIHBY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SIHBY

Annual income on $10K today (after 15% tax)

$657.30/yr

After 10yr DRIP, annual income (after tax)

$30,918.89/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SIHBY beats the other by $28,719.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SIHBY + RYLD for your $10,000?

SIHBY: 50%RYLD: 50%

100% RYLD50/50100% SIHBY

Portfolio after 10yr

$86.7K

Annual income

$19,481.26/yr

Blended yield

22.47%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SIHBY buys

RYLD buys

No recent congressional trades found for SIHBY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSIHBYRYLD

Forward yield	7.73%	12.14% ✓
Annual dividend / share	$0.19	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	25.9% ✓	0%
Portfolio after 10y	$128.9K ✓	$44.5K
Annual income after 10y	$36,375.17 ✓	$2,587.35
Total dividends collected	$96.3K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SIHBY vs RYLD ($10,000, DRIP)

Year	SIHBY Portfolio	SIHBY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,674	$973.57	$11,914	$1,213.65	$240.00 → RYLD
2	$13,828	$1,337.26	$14,099	$1,351.30	$271.00 → RYLD
3← crossover	$16,660	$1,863.85	$16,580	$1,494.55	+$80.00 → SIHBY
4	$20,468	$2,642.19	$19,384	$1,642.61	+$1.1K → SIHBY
5	$25,721	$3,819.58	$22,535	$1,794.70	+$3.2K → SIHBY
6	$33,168	$5,647.53	$26,063	$1,950.00	+$7.1K → SIHBY
7	$44,060	$8,569.32	$29,995	$2,107.69	+$14.1K → SIHBY
8	$60,538	$13,393.79	$34,361	$2,266.99	+$26.2K → SIHBY
9	$86,429	$21,653.58	$39,194	$2,427.12	+$47.2K → SIHBY
10	$128,854	$36,375.17	$44,525	$2,587.35	+$84.3K → SIHBY

SIHBY vs RYLD: Complete Analysis 2026

SIHBY — Stock

Shenzhen Investment Holdings Bay Area Development Company Limited, an investment holding company, develops, operates, and manages toll expressways and bridges in the People's Republic of China. It operates through GS Superhighway, GZ West Superhighway, and Xintang Interchange segments. The company operates toll expressway projects comprising Guangzhou-Shenzhen superhighway and Guangzhou-Zhuhai West superhighway. It is also involved in the land development and utilization, and loan financing activities. The company was incorporated in 2003 and is based in Wan Chai, Hong Kong. Shenzhen Investment Holdings Bay Area Development Company Limited is a subsidiary of Shenzhen Investment International Capital Holdings Infrastructure Co., Ltd.

Full SIHBY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.