Is SIMS or RYLD a better dividend investment in 2026?

SIMS currently yields 0.65% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SIMS and RYLD?

SIMS has a forward dividend yield of 0.65% ($0.27/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 3.35 percentage points.

Home › Compare › SIMS vs RYLD

SIMS vs RYLD: Dividend Comparison 2026

SIMS yields 0.65% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $7.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SIMS

● Live price

0.65%

Share price

$42.10

Annual div

$0.27

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.6K

Annual income

$67.33

Full SIMS calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — SIMS vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SIMS	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SIMS + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SIMS pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SIMS

Annual income on $10K today (after 15% tax)

$54.88/yr

After 10yr DRIP, annual income (after tax)

$57.23/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $707.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SIMS + RYLD for your $10,000?

SIMS: 50%RYLD: 50%

100% RYLD50/50100% SIMS

Portfolio after 10yr

$24.3K

Annual income

$483.26/yr

Blended yield

1.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SIMS buys

RYLD buys

No recent congressional trades found for SIMS or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSIMSRYLD

Forward yield	0.65%	4.00% ✓
Annual dividend / share	$0.27	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$20.6K	$28.0K ✓
Annual income after 10y	$67.33	$899.19 ✓
Total dividends collected	$661.00 ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SIMS vs RYLD ($10,000, DRIP)

Year	SIMS Portfolio	SIMS Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,765	$64.56	$11,120	$420.00	$355.00 → RYLD
2	$11,583	$64.95	$12,357	$458.31	$774.00 → RYLD
3	$12,459	$65.32	$13,721	$499.76	$1.3K → RYLD
4	$13,397	$65.66	$15,227	$544.58	$1.8K → RYLD
5	$14,401	$65.98	$16,885	$593.02	$2.5K → RYLD
6	$15,475	$66.29	$18,713	$645.34	$3.2K → RYLD
7	$16,625	$66.57	$20,724	$701.81	$4.1K → RYLD
8	$17,855	$66.84	$22,938	$762.73	$5.1K → RYLD
9	$19,172	$67.09	$25,372	$828.41	$6.2K → RYLD
10	$20,582	$67.33	$28,047	$899.19	$7.5K → RYLD

SIMS vs RYLD: Complete Analysis 2026

SIMS — Stock

The State Street SPDR S&P Kensho Intelligent Structures ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Kensho Intelligent Infrastructure Index (the "Index")Seeks to track an index that is designed to capture companies whose products and services are driving innovation behind intelligent infrastructure, which includes the areas of smart building infrastructure, smart power grids, intelligent transportation infrastructure, and intelligent water infrastructureMay provide an effective way to invest in a portfolio of companies involved in the transition to an intelligent, adaptive, and connected infrastructure

Full SIMS Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.