HomeCompareSIMTF vs XYLD

SIMTF vs XYLD: Dividend Comparison 2026

SIMTF yields 1.73% · XYLD yields 9.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SIMTF wins by $1.1K in total portfolio value
10 years
SIMTF
SIMTF
● Live price
1.73%
Share price
$0.04
Annual div
$0.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.2K
Annual income
$192.96
Full SIMTF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — SIMTF vs XYLD

📍 SIMTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSIMTFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SIMTF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SIMTF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SIMTF
Annual income on $10K today (after 15% tax)
$146.68/yr
After 10yr DRIP, annual income (after tax)
$164.02/yr
XYLD
Annual income on $10K today (after 15% tax)
$766.32/yr
After 10yr DRIP, annual income (after tax)
$2,009.19/yr
At 15% tax rate, XYLD beats the other by $1,845.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SIMTF + XYLD for your $10,000?

SIMTF: 50%XYLD: 50%
100% XYLD50/50100% SIMTF
Portfolio after 10yr
$21.7K
Annual income
$1,278.36/yr
Blended yield
5.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SIMTF buys
0
XYLD buys
0
No recent congressional trades found for SIMTF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSIMTFXYLD
Forward yield1.73%9.02%
Annual dividend / share$0.00$3.48
Payout ratio50%90%
1-year div growth0%-2.1%
5-year div CAGR0%0.5%
Portfolio after 10y$22.2K$21.1K
Annual income after 10y$192.96$2,363.75
Total dividends collected$1.8K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SIMTF vs XYLD ($10,000, DRIP)

YearSIMTF PortfolioSIMTF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,873$172.57$10,626$906.06+$247.00SIMTF
2$11,809$175.35$11,324$995.47+$485.00SIMTF
3$12,814$177.99$12,104$1,096.88+$710.00SIMTF
4$13,891$180.50$12,977$1,212.21+$914.00SIMTF
5$15,046$182.88$13,958$1,343.80+$1.1KSIMTF
6$16,285$185.13$15,061$1,494.40+$1.2KSIMTF
7$17,612$187.26$16,307$1,667.30+$1.3KSIMTF
8$19,034$189.27$17,717$1,866.48+$1.3KSIMTF
9$20,558$191.17$19,317$2,096.71+$1.2KSIMTF
10$22,190$192.96$21,140$2,363.75+$1.1KSIMTF

SIMTF vs XYLD: Complete Analysis 2026

SIMTFStock

SIM Technology Group Limited, an investment holding company, primarily designs, develops, manufactures, and sells handsets and Internet of Things (IOT) terminals in the People's Republic of China, Europe, the United States, and other Asian countries. It operates through Handsets and IOT Terminals Business, Electronics Manufacturing Services Business, and Property Management segments. The company also offers electronic manufacturing services, as well as logistics, procurement agency, administrative, and finance leasing services. In addition, it engages in the sale of goods to vending machine customers; building design and construction of smart homes; trading of snacks; development of automated test equipment; and holding of land use rights. Further, the company develops, rents, and manages properties. SIM Technology Group Limited was founded in 1986 and is headquartered in Shanghai, the People's Republic of China.

Full SIMTF Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.