Is SIOLF or SCHD a better dividend investment in 2026?

SIOLF currently yields 18181.82% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SIOLF offers higher current income.

What is the dividend yield difference between SIOLF and SCHD?

SIOLF has a forward dividend yield of 18181.82% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 18178.36 percentage points.

Home › Compare › SIOLF vs SCHD

SIOLF vs SCHD: Dividend Comparison 2026

SIOLF yields 18181.82% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SIOLF wins by $658834.83M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SIOLF

● Live price

18181.82%

Share price

$0.01

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$658834.86M

Annual income

$54,543,841,013.90

Full SIOLF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — SIOLF vs SCHD

📍 SIOLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SIOLF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SIOLF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SIOLF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SIOLF

Annual income on $10K today (after 15% tax)

$1,545,454.55/yr

After 10yr DRIP, annual income (after tax)

$46,362,264,861.82/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SIOLF beats the other by $46,362,264,499.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SIOLF + SCHD for your $10,000?

SIOLF: 50%SCHD: 50%

100% SCHD50/50100% SIOLF

Portfolio after 10yr

$329417.45M

Annual income

$27,271,920,719.92/yr

Blended yield

8.28%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SIOLF buys

SCHD buys

No recent congressional trades found for SIOLF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSIOLFSCHD

Forward yield	18181.82% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$658834.86M ✓	$29.0K
Annual income after 10y	$54,543,841,013.90 ✓	$425.95
Total dividends collected	$553757.55M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SIOLF vs SCHD ($10,000, DRIP)

Year	SIOLF Portfolio	SIOLF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$919,791	$909,090.91	$11,226	$346.36	+$908.6K → SIOLF
2	$40,057,707	$39,073,530.55	$12,572	$357.38	+$40.05M → SIOLF
3	$838,042,485	$795,180,738.70	$14,046	$367.84	+$838.03M → SIOLF
4	$8,670,481,609	$7,773,776,150.53	$15,660	$377.73	+$8670.47M → SIOLF
5	$46,860,761,379	$37,583,346,056.88	$17,425	$387.07	+$46860.74M → SIOLF
6	$145,058,842,015	$94,917,827,338.98	$19,354	$395.86	+$145058.82M → SIOLF
7	$292,512,437,337	$137,299,476,380.97	$21,461	$404.13	+$292512.42M → SIOLF
8	$442,364,760,258	$129,376,452,307.77	$23,762	$411.89	+$442364.74M → SIOLF
9	$564,757,963,223	$91,427,669,747.44	$26,272	$419.15	+$564757.94M → SIOLF
10	$658,834,861,663	$54,543,841,013.90	$29,010	$425.95	+$658834.83M → SIOLF

SIOLF vs SCHD: Complete Analysis 2026

SIOLF — Stock

Sino-Ocean Group Holding Limited, an investment holding company, engages in the property investment and development activities in the People's Republic of China. It develops residential properties; and invests in office premises, shopping malls, commercial complexes, and logistics projects. The company also provides property management, commercial operational, community value-added, renovation, consultancy, land development, landscaping, elderly care, and senior housing services, as well as property sales agency and upfitting services. In addition, it is involved in the environmental technology businesses. The company was formerly known as Sino-Ocean Land Holdings Limited and changed its name to Sino-Ocean Group Holding Limited in May 2016. Sino-Ocean Group Holding Limited was founded in 1993 and is based in Beijing, the People's Republic of China.

Full SIOLF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.