HomeCompareSJLD vs DIVO

SJLD vs DIVO: Dividend Comparison 2026

SJLD yields 4.01% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $4.8K in total portfolio value
10 years
SJLD
SJLD
● Live price
4.01%
Share price
$25.15
Annual div
$1.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$518.74
Full SJLD calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — SJLD vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJLDDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJLD + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJLD pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJLD
Annual income on $10K today (after 15% tax)
$340.85/yr
After 10yr DRIP, annual income (after tax)
$440.93/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $393.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJLD + DIVO for your $10,000?

SJLD: 50%DIVO: 50%
100% DIVO50/50100% SJLD
Portfolio after 10yr
$28.3K
Annual income
$750.21/yr
Blended yield
2.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJLD buys
0
DIVO buys
0
No recent congressional trades found for SJLD or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJLDDIVO
Forward yield4.01%6.49%
Annual dividend / share$1.01$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$30.7K
Annual income after 10y$518.74$981.68
Total dividends collected$4.6K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SJLD vs DIVO ($10,000, DRIP)

YearSJLD PortfolioSJLD Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,101$401.00$11,349$649.42$248.00DIVO
2$12,294$416.03$12,833$688.83$539.00DIVO
3$13,585$430.60$14,459$727.90$874.00DIVO
4$14,981$444.70$16,238$766.49$1.3KDIVO
5$16,488$458.30$18,179$804.47$1.7KDIVO
6$18,113$471.40$20,293$841.71$2.2KDIVO
7$19,865$484.00$22,591$878.14$2.7KDIVO
8$21,752$496.09$25,087$913.65$3.3KDIVO
9$23,782$507.67$27,791$948.18$4.0KDIVO
10$25,966$518.74$30,718$981.68$4.8KDIVO

SJLD vs DIVO: Complete Analysis 2026

SJLDStock

SJLD primarily invests in short-term, investment-grade debt, with a focus on maintaining an average portfolio duration of two years or less. The strategy aims to optimize liquidity, manage risks, and provide stable, low-risk returns in a fluctuating interest rate environment. Portfolio selection emphasizes credit quality, liquidity, and sensitivity to interest rate changes. While the fund primarily invests in US government debt, it can allocate up to 5% of its assets to higher-risk securities, such as junk bonds and unrated debt. Additionally, the fund may hold cash equivalents and various fixed- and floating-rate instruments, including commercial paper, municipal securities, and repurchase agreements backed by government securities.

Full SJLD Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.