HomeCompareSJLD vs RYLD

SJLD vs RYLD: Dividend Comparison 2026

SJLD yields 4.01% · RYLD yields 12.14%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $18.6K in total portfolio value
10 years
SJLD
SJLD
● Live price
4.01%
Share price
$25.15
Annual div
$1.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$518.74
Full SJLD calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — SJLD vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJLDRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJLD + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJLD pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJLD
Annual income on $10K today (after 15% tax)
$340.85/yr
After 10yr DRIP, annual income (after tax)
$440.93/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $1,758.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJLD + RYLD for your $10,000?

SJLD: 50%RYLD: 50%
100% RYLD50/50100% SJLD
Portfolio after 10yr
$35.2K
Annual income
$1,553.04/yr
Blended yield
4.41%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJLD buys
0
RYLD buys
0
No recent congressional trades found for SJLD or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJLDRYLD
Forward yield4.01%12.14%
Annual dividend / share$1.01$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$44.5K
Annual income after 10y$518.74$2,587.35
Total dividends collected$4.6K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SJLD vs RYLD ($10,000, DRIP)

YearSJLD PortfolioSJLD Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,101$401.00$11,914$1,213.65$813.00RYLD
2$12,294$416.03$14,099$1,351.30$1.8KRYLD
3$13,585$430.60$16,580$1,494.55$3.0KRYLD
4$14,981$444.70$19,384$1,642.61$4.4KRYLD
5$16,488$458.30$22,535$1,794.70$6.0KRYLD
6$18,113$471.40$26,063$1,950.00$8.0KRYLD
7$19,865$484.00$29,995$2,107.69$10.1KRYLD
8$21,752$496.09$34,361$2,266.99$12.6KRYLD
9$23,782$507.67$39,194$2,427.12$15.4KRYLD
10$25,966$518.74$44,525$2,587.35$18.6KRYLD

SJLD vs RYLD: Complete Analysis 2026

SJLDStock

SJLD primarily invests in short-term, investment-grade debt, with a focus on maintaining an average portfolio duration of two years or less. The strategy aims to optimize liquidity, manage risks, and provide stable, low-risk returns in a fluctuating interest rate environment. Portfolio selection emphasizes credit quality, liquidity, and sensitivity to interest rate changes. While the fund primarily invests in US government debt, it can allocate up to 5% of its assets to higher-risk securities, such as junk bonds and unrated debt. Additionally, the fund may hold cash equivalents and various fixed- and floating-rate instruments, including commercial paper, municipal securities, and repurchase agreements backed by government securities.

Full SJLD Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.