HomeCompareSJM vs HD

SJM vs HD: Dividend Comparison 2026

SJM yields 4.60% · HD yields 2.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HD wins by $224.9K in total portfolio value· pulled ahead in Year 4
10 years
SJM
SJM
● Live price
4.60%
Share price
$95.17
Annual div
$4.38
5Y div CAGR
23%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.1K
Annual income
$8,456.23
Full SJM calculator →
HD
HD
● Live price
2.85%
Share price
$323.50
Annual div
$9.23
5Y div CAGR
53.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.0K
Annual income
$142,668.82
Full HD calculator →

Portfolio growth — SJM vs HD

📍 HD pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJMHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SJM + HD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJM pays
HD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJM
Annual income on $10K today (after 15% tax)
$391.19/yr
After 10yr DRIP, annual income (after tax)
$7,187.80/yr
HD
Annual income on $10K today (after 15% tax)
$242.52/yr
After 10yr DRIP, annual income (after tax)
$121,268.50/yr
At 15% tax rate, HD beats the other by $114,080.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJM + HD for your $10,000?

SJM: 50%HD: 50%
100% HD50/50100% SJM
Portfolio after 10yr
$166.5K
Annual income
$75,562.53/yr
Blended yield
45.38%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HD right now

SJM
Analyst Ratings
13
Buy
14
Hold
2
Sell
Consensus: Hold
Price Target
$111.25
+16.9% upside vs current
Range: $105.00 — $117.00
Altman Z
0.9
Piotroski
4/9
HD
Analyst Ratings
1
Strong
37
Buy
20
Hold
4
Sell
Consensus: Buy
Price Target
$408.08
+26.1% upside vs current
Range: $320.00 — $454.00
Altman Z
5.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJM buys
0
HD buys
0
No recent congressional trades found for SJM or HD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJMHD
Forward yield4.60%2.85%
Annual dividend / share$4.38$9.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR23%53.4%
Portfolio after 10y$54.1K$279.0K
Annual income after 10y$8,456.23$142,668.82
Total dividends collected$29.1K$244.1K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$111.25$408.08

Year-by-year: SJM vs HD ($10,000, DRIP)

YearSJM PortfolioSJM Income/yrHD PortfolioHD Income/yrGap
1$11,266$566.08$11,138$437.68+$128.00SJM
2$12,788$733.12$12,616$698.86+$172.00SJM
3$14,640$956.57$14,634$1,134.92+$6.00SJM
4← crossover$16,923$1,258.84$17,546$1,887.33$623.00HD
5$19,781$1,672.81$22,018$3,244.11$2.2KHD
6$23,413$2,247.63$29,396$5,836.38$6.0KHD
7$28,110$3,058.17$42,625$11,170.93$14.5KHD
8$34,298$4,220.74$68,831$23,222.23$34.5KHD
9$42,619$5,920.02$127,410$53,760.90$84.8KHD
10$54,059$8,456.23$278,997$142,668.82$224.9KHD

SJM vs HD: Complete Analysis 2026

SJMConsumer Staples

The J. M. Smucker Company manufactures and markets branded food and beverage products worldwide. It operates in three segments: U.S. Retail Pet Foods, U.S. Retail Coffee, and U.S. Retail Consumer Foods. The company offers mainstream roast, ground, single serve, and premium coffee; peanut butter and specialty spreads; fruit spreads, shortening and oils, and frozen sandwiches and snacks; pet food and pet snacks; and foodservice hot beverage, foodservice portion control, and flour products, as well as dog and cat food, frozen handheld products, juices and beverages, and baking mixes and ingredients. It provides its products under the Meow Mix, 9Lives, Kibbles 'n Bits, Milk-Bone, Pup-Peroni, Rachael Ray Nutrish and Nature's Recipe, Folgers, Café Bustelo, Dunkin', Folgers, Café Bustelo, 1850, Jif, Smucker's, Smucker's Uncrustables, Robin Hood, and Five Roses. The company sells its products through direct sales and brokers to food retailers, club stores, discount and dollar stores, online retailers, pet specialty stores, natural foods stores and distributors, drug stores, military commissaries, and mass merchandisers. Smucker Company was founded in 1897 and is headquartered in Orrville, Ohio.

Full SJM Calculator →

HDConsumer Discretionary

The Home Depot, Inc. operates as a home improvement retailer. It operates The Home Depot stores that sell various building materials, home improvement products, lawn and garden products, and décor products, as well as facilities maintenance, repair, and operations products The company also offers installation services for flooring, cabinets and cabinet makeovers, countertops, furnaces and central air systems, and windows. In addition, it provides tool and equipment rental services. The company primarily serves homeowners; and professional renovators/remodelers, general contractors, maintenance professionals, handymen, property managers, building service contractors, and specialty tradesmen, such as electricians, plumbers, and painters. It also sells its products through websites, including homedepot.com; blinds.com, an online site for custom window coverings; and thecompanystore.com, an online site for textiles and décor products. As of December 31, 2021, the company operated 2,317 stores in the United States. The Home Depot, Inc. was incorporated in 1978 and is based in Atlanta, Georgia.

Full HD Calculator →
📬

Get this SJM vs HD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SJM vs SCHDSJM vs JEPISJM vs OSJM vs KOSJM vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.