Is SJMHY or RYLD a better dividend investment in 2026?

SJMHY currently yields 156.25% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SJMHY offers higher current income.

What is the dividend yield difference between SJMHY and RYLD?

SJMHY has a forward dividend yield of 156.25% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 144.11 percentage points.

Home › Compare › SJMHY vs RYLD

SJMHY vs RYLD: Dividend Comparison 2026

SJMHY yields 156.25% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SJMHY wins by $16.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SJMHY

● Live price

156.25%

Share price

$1.28

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$60.6K

Annual income

$46.99

Full SJMHY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SJMHY vs RYLD

📍 SJMHY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SJMHY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SJMHY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

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SJMHY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJMHY

Annual income on $10K today (after 15% tax)

$13,281.25/yr

After 10yr DRIP, annual income (after tax)

$39.94/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,159.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SJMHY + RYLD for your $10,000?

SJMHY: 50%RYLD: 50%

100% RYLD50/50100% SJMHY

Portfolio after 10yr

$52.6K

Annual income

$1,317.16/yr

Blended yield

2.51%

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Analyst Conviction Gap

Where Wall Street is most bullish on RYLD right now

SJMHY

Analyst Ratings

Sell

Consensus: Sell

Altman Z

1.2

Piotroski

5/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJMHY buys

RYLD buys

No recent congressional trades found for SJMHY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSJMHYRYLD

Forward yield	156.25% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$60.6K ✓	$44.5K
Annual income after 10y	$46.99	$2,587.35 ✓
Total dividends collected	$24.6K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SJMHY vs RYLD ($10,000, DRIP)

Year	SJMHY Portfolio	SJMHY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$18,513	$7,812.50	$11,914	$1,213.65	+$6.6K → SJMHY
2	$26,567	$6,758.36	$14,099	$1,351.30	+$12.5K → SJMHY
3	$32,959	$4,532.11	$16,580	$1,494.55	+$16.4K → SJMHY
4	$37,893	$2,627.34	$19,384	$1,642.61	+$18.5K → SJMHY
5	$41,957	$1,411.54	$22,535	$1,794.70	+$19.4K → SJMHY
6	$45,624	$730.34	$26,063	$1,950.00	+$19.6K → SJMHY
7	$49,189	$371.11	$29,995	$2,107.69	+$19.2K → SJMHY
8	$52,819	$186.97	$34,361	$2,266.99	+$18.5K → SJMHY
9	$56,611	$93.82	$39,194	$2,427.12	+$17.4K → SJMHY
10	$60,620	$46.99	$44,525	$2,587.35	+$16.1K → SJMHY

SJMHY vs RYLD: Complete Analysis 2026

SJMHY — Stock

SJM Holdings Limited, an investment holding company, owns, develops, and operates casinos and related facilities in Macau, Hong Kong, and internationally. It operates through two segments, Gaming Operations; and Hotel, Catering, Retail and Leasing Operations. The Gaming Operations segment engages in the VIP gaming, mass market table gaming, slot machine, and other gaming operations. The Hotel, Catering, Retail, and Leasing Operations segment operates a hotel; and offers catering, retail, leasing and related activities. SJM Holdings Limited also provides marketing and promotion, property development, casino operations management, dredging, gaming promotion, human resources and project management, food and beverage, treasury, and hospitality services. The company was incorporated in 2006 and is based in Central, Hong Kong. SJM Holdings Limited is a subsidiary of Sociedade de Turismo e Diversões de Macau, S.A.

Full SJMHY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.