HomeCompareSJNK vs SCHD

SJNK vs SCHD: Dividend Comparison 2026

SJNK yields 7.19% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SJNK wins by $3.2K in total portfolio value
10 years
SJNK
SJNK
● Live price
7.19%
Share price
$24.79
Annual div
$1.78
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.2K
Annual income
$1,134.87
Full SJNK calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SJNK vs SCHD

📍 SJNK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJNKSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJNK + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJNK pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJNK
Annual income on $10K today (after 15% tax)
$611.19/yr
After 10yr DRIP, annual income (after tax)
$964.64/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SJNK beats the other by $602.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJNK + SCHD for your $10,000?

SJNK: 50%SCHD: 50%
100% SCHD50/50100% SJNK
Portfolio after 10yr
$30.6K
Annual income
$780.41/yr
Blended yield
2.55%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJNK buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Robert J. Wittman🏢 House$SJNK▼ Sell$1,001 - $15,0002023-02-03
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJNKSCHD
Forward yield7.19%3.46%
Annual dividend / share$1.78$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.2K$29.0K
Annual income after 10y$1,134.87$425.95
Total dividends collected$9.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SJNK vs SCHD ($10,000, DRIP)

YearSJNK PortfolioSJNK Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,419$719.04$11,226$346.36+$193.00SJNK
2$12,986$767.36$12,572$357.38+$414.00SJNK
3$14,710$815.56$14,046$367.84+$664.00SJNK
4$16,603$863.43$15,660$377.73+$943.00SJNK
5$18,676$910.79$17,425$387.07+$1.3KSJNK
6$20,941$957.48$19,354$395.86+$1.6KSJNK
7$23,411$1,003.36$21,461$404.13+$1.9KSJNK
8$26,098$1,048.29$23,762$411.89+$2.3KSJNK
9$29,017$1,092.16$26,272$419.15+$2.7KSJNK
10$32,183$1,134.87$29,010$425.95+$3.2KSJNK

SJNK vs SCHD: Complete Analysis 2026

SJNKStock

The State Street SPDR Bloomberg Short Term High Yield Bond ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the Bloomberg US High Yield 350mn Cash Pay 0-5 Yr 2% Capped Index (the "Index")Seeks to provide diversified exposure to short-term US dollar-denominated high yield corporate bondsPotentially presents less interest rate risk than high yield bonds with longer durationA more cost efficient way to implement a high yield exposure than via individual bonds

Full SJNK Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.