Is SKCBY or QYLD a better dividend investment in 2026?

SKCBY currently yields 28.33% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: SKCBY offers higher current income.

What is the dividend yield difference between SKCBY and QYLD?

SKCBY has a forward dividend yield of 28.33% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 16.41 percentage points.

Home › Compare › SKCBY vs QYLD

SKCBY vs QYLD: Dividend Comparison 2026

SKCBY yields 28.33% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SKCBY wins by $12.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SKCBY

● Live price

28.33%

Share price

$7.06

Annual div

$2.00

5Y div CAGR

-22.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.2K

Annual income

$403.99

Full SKCBY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SKCBY vs QYLD

📍 SKCBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SKCBY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SKCBY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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SKCBY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SKCBY

Annual income on $10K today (after 15% tax)

$2,407.93/yr

After 10yr DRIP, annual income (after tax)

$343.39/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,467.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SKCBY + QYLD for your $10,000?

SKCBY: 50%QYLD: 50%

100% QYLD50/50100% SKCBY

Portfolio after 10yr

$31.8K

Annual income

$3,031.66/yr

Blended yield

9.53%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SKCBY buys

QYLD buys

No recent congressional trades found for SKCBY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSKCBYQYLD

Forward yield	28.33% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-22.9%	0% ✓
Portfolio after 10y	$38.2K ✓	$25.4K
Annual income after 10y	$403.99	$5,659.31 ✓
Total dividends collected	$12.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SKCBY vs QYLD ($10,000, DRIP)

Year	SKCBY Portfolio	SKCBY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,884	$2,184.14	$10,352	$1,192.36	+$2.5K → SKCBY
2	$15,814	$2,027.71	$10,830	$1,347.57	+$5.0K → SKCBY
3	$18,714	$1,793.31	$11,460	$1,539.07	+$7.3K → SKCBY
4	$21,553	$1,529.18	$12,275	$1,777.84	+$9.3K → SKCBY
5	$24,331	$1,269.03	$13,323	$2,078.95	+$11.0K → SKCBY
6	$27,066	$1,032.26	$14,667	$2,463.34	+$12.4K → SKCBY
7	$29,788	$827.43	$16,396	$2,960.57	+$13.4K → SKCBY
8	$32,530	$656.18	$18,631	$3,612.97	+$13.9K → SKCBY
9	$35,323	$516.33	$21,548	$4,482.15	+$13.8K → SKCBY
10	$38,200	$403.99	$25,398	$5,659.31	+$12.8K → SKCBY

SKCBY vs QYLD: Complete Analysis 2026

SKCBY — Stock

Shinkin Central Bank operates as a central bank for Shinkin banks in Japan. The company provides various products and services, such as deposits, debentures, lending, market fund management, trading operations, clearing, and trust services. It also offers securities dealing, brokerage, and underwriting services, as well as securities investment and consulting services; asset management services; consumer credit guarantees services; guarantees for unsecured personal loans; investment banking, merger and acquisition brokerage, and corporate business consulting services; business support services; and data processing services, as well as software development, and computer consulting and training services. As of March 31, 2022, the company held 254 shinkin banks. Shinkin Central Bank was incorporated in 1950 and is headquartered in Tokyo, Japan.

Full SKCBY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.