Is SLCT or QYLD a better dividend investment in 2026?

SLCT currently yields 10.59% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SLCT and QYLD?

SLCT has a forward dividend yield of 10.59% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1.33 percentage points.

Home › Compare › SLCT vs QYLD

SLCT vs QYLD: Dividend Comparison 2026

SLCT yields 10.59% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SLCT wins by $14.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SLCT

● Live price

10.59%

Share price

$18.88

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.3K

Annual income

$2,058.40

Full SLCT calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SLCT vs QYLD

📍 SLCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SLCT	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SLCT + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SLCT pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SLCT

Annual income on $10K today (after 15% tax)

$900.42/yr

After 10yr DRIP, annual income (after tax)

$1,749.64/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,060.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SLCT + QYLD for your $10,000?

SLCT: 50%QYLD: 50%

100% QYLD50/50100% SLCT

Portfolio after 10yr

$32.8K

Annual income

$3,858.86/yr

Blended yield

11.75%

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Analyst Conviction Gap

Where Wall Street is most bullish on SLCT right now

SLCT

Analyst Ratings

Buy

Consensus: Buy

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SLCT buys

QYLD buys

No recent congressional trades found for SLCT or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSLCTQYLD

Forward yield	10.59%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.3K ✓	$25.4K
Annual income after 10y	$2,058.40	$5,659.31 ✓
Total dividends collected	$15.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SLCT vs QYLD ($10,000, DRIP)

Year	SLCT Portfolio	SLCT Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,759	$1,059.32	$10,352	$1,192.36	+$1.4K → SLCT
2	$13,747	$1,164.20	$10,830	$1,347.57	+$2.9K → SLCT
3	$15,981	$1,271.91	$11,460	$1,539.07	+$4.5K → SLCT
4	$18,481	$1,381.90	$12,275	$1,777.84	+$6.2K → SLCT
5	$21,269	$1,493.58	$13,323	$2,078.95	+$7.9K → SLCT
6	$24,364	$1,606.39	$14,667	$2,463.34	+$9.7K → SLCT
7	$27,789	$1,719.78	$16,396	$2,960.57	+$11.4K → SLCT
8	$31,568	$1,833.23	$18,631	$3,612.97	+$12.9K → SLCT
9	$35,724	$1,946.25	$21,548	$4,482.15	+$14.2K → SLCT
10	$40,283	$2,058.40	$25,398	$5,659.31	+$14.9K → SLCT

SLCT vs QYLD: Complete Analysis 2026

SLCT — Stock

Select Bancorp, Inc. operates as a bank holding company. The company is headquartered in Dunn, North Carolina and currently employs 205 full-time employees. The Bank is a commercial bank. The Bank provides commercial and retail financial services to customers located in its market areas. The Bank offers a range of banking services, including checking and savings accounts, commercial, consumer, mortgage and personal loans, and other associated financial services. The Bank's lending activities are oriented to the consumer/retail customer, as well as to the small-to-medium sized businesses located in central and eastern North Carolina. The Bank offers commercial, consumer and mortgage lending products. The company originates construction loans for the purpose of acquisition, development and construction of both residential and commercial properties (ADC loans). The Bank's deposits include savings, negotiable order of withdrawal (NOW) account and money market deposits, time deposits and non-interest-bearing deposits.

Full SLCT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.