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SM vs USM: Dividend Comparison 2026

SM yields 2.55% · USM yields 2.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SM wins by $191.53M in total portfolio value
10 years
SM
SM
● Live price
2.55%
Share price
$32.13
Annual div
$0.82
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$191.56M
Annual income
$178,145,793.19
Full SM calculator →
USM
USM
● Live price
2.60%
Share price
$77.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$307.09
Full USM calculator →

Portfolio growth — SM vs USM

📍 SM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMUSM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SM + USM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SM pays
USM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SM
Annual income on $10K today (after 15% tax)
$216.93/yr
After 10yr DRIP, annual income (after tax)
$151,423,924.21/yr
USM
Annual income on $10K today (after 15% tax)
$220.75/yr
After 10yr DRIP, annual income (after tax)
$261.03/yr
At 15% tax rate, SM beats the other by $151,423,663.19/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SM + USM for your $10,000?

SM: 50%USM: 50%
100% USM50/50100% SM
Portfolio after 10yr
$95.79M
Annual income
$89,073,050.14/yr
Blended yield
92.99%
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Analyst Conviction Gap

Where Wall Street is most bullish on SM right now

SM
Analyst Ratings
31
Buy
17
Hold
5
Sell
Consensus: Buy
Price Target
$29.00
-9.7% upside vs current
Range: $19.00 — $49.00
Altman Z
1.7
Piotroski
6/9
USM
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$80.50
+4.5% upside vs current
Range: $75.00 — $86.00
Altman Z
2.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SM buys
1
USM buys
0
PoliticianChamberTickerTypeAmountDate
Chris Jacobs🏢 House$SM▼ Sell$1,001 - $15,0002022-07-18
Chris Jacobs🏢 House$SM▲ Buy$1,001 - $15,0002022-04-11
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMUSM
Forward yield2.55%2.60%
Annual dividend / share$0.82$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$191.56M$23.6K
Annual income after 10y$178,145,793.19$307.09
Total dividends collected$190.53M$2.8K
Payment frequencyquarterlyquarterly
SectorEnergyStock
Analyst consensusBuyHold
Analyst price target$29.00$80.50

Year-by-year: SM vs USM ($10,000, DRIP)

YearSM PortfolioSM Income/yrUSM PortfolioUSM Income/yrGap
1← crossover$11,210$510.43$10,960$259.71+$250.00SM
2$13,065$1,069.55$11,993$266.01+$1.1KSM
3$16,309$2,329.84$13,104$272.04+$3.2KSM
4$22,887$5,436.27$14,300$277.81+$8.6KSM
5$38,749$14,259.57$15,584$283.32+$23.2KSM
6$86,586$45,125.35$16,963$288.56+$69.6KSM
7$281,125$188,477.75$18,444$293.56+$262.7KSM
8$1,444,621$1,143,816.65$20,034$298.30+$1.42MSM
9$12,532,176$10,986,431.99$21,739$302.81+$12.51MSM
10$191,555,222$178,145,793.19$23,568$307.09+$191.53MSM

SM vs USM: Complete Analysis 2026

SMEnergy

SM Energy Company, an independent energy company, engages in the acquisition, exploration, development, and production of oil, natural gas, and natural gas liquids in the state of Texas. As of February 24, 2022, it had 492.0 million barrels of oil equivalent of estimated proved reserves. It also has working interests in 825 gross productive oil wells and 483 gross productive gas wells in the Midland Basin and South Texas. The company was formerly known as St. Mary Land & Exploration Company and changed its name to SM Energy Company in May 2010. SM Energy Company was founded in 1908 and is headquartered in Denver, Colorado.

Full SM Calculator →

USMStock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

Full USM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.