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SMAL vs MAIN: Dividend Comparison 2026

SMAL yields 2.43% · MAIN yields 8.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SMAL wins by $152.89M in total portfolio value· pulled ahead in Year 4
10 years
SMAL
SMAL
● Live price
2.43%
Share price
$58.00
Annual div
$1.41
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$152.95M
Annual income
$141,745,669.47
Full SMAL calculator →
MAIN
Main Street Capital Corporation
● Live price
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →

Portfolio growth — SMAL vs MAIN

📍 SMAL pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMALMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMAL + MAIN cover 8 of 12 months — good coverage

Jan
MAIN
Feb
MAIN
Mar
—
Apr
—
May
—
Jun
—
Jul
MAIN
Aug
MAIN
Sep
MAIN
Oct
MAIN
Nov
MAIN
Dec
MAIN
SMAL pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMAL
Annual income on $10K today (after 15% tax)
$206.64/yr
After 10yr DRIP, annual income (after tax)
$120,483,819.05/yr
MAIN
Annual income on $10K today (after 15% tax)
$714.77/yr
After 10yr DRIP, annual income (after tax)
$2,002.15/yr
At 15% tax rate, SMAL beats the other by $120,481,816.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMAL + MAIN for your $10,000?

SMAL: 50%MAIN: 50%
100% MAIN50/50100% SMAL
Portfolio after 10yr
$76.50M
Annual income
$70,874,012.48/yr
Blended yield
92.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MAIN right now

SMAL
No analyst data
Altman Z
-0.3
Piotroski
7/9
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+23.6% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMAL buys
0
MAIN buys
0
No recent congressional trades found for SMAL or MAIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMALMAIN
Forward yield2.43%8.41% ✓
Annual dividend / share$1.41$4.44 ✓
Payout ratio50% ✓82%
1-year div growth0%3.7% ✓
5-year div CAGR100% ✓5.1%
Portfolio after 10y$152.95M ✓$57.2K
Annual income after 10y$141,745,669.47 ✓$2,355.47
Total dividends collected$152.08M ✓$15.5K
Payment frequencyquarterlymonthly
SectorStockBDC

Year-by-year: SMAL vs MAIN ($10,000, DRIP)

YearSMAL PortfolioSMAL Income/yrMAIN PortfolioMAIN Income/yrGap
1$11,186$486.21$12,124$883.80$938.00 → MAIN
2$12,986$1,016.60$14,629$1,001.91$1.6K → MAIN
3$16,101$2,205.89$17,573$1,130.42$1.5K → MAIN
4← crossover$22,340$5,112.17$21,022$1,269.75+$1.3K → SMAL
5$37,162$13,258.32$25,049$1,420.29+$12.1K → SMAL
6$80,988$41,224.20$29,738$1,582.45+$51.3K → SMAL
7$254,582$167,925.67$35,182$1,756.64+$219.4K → SMAL
8$1,259,076$986,672.62$41,488$1,943.25+$1.22M → SMAL
9$10,468,217$9,121,006.02$48,775$2,142.72+$10.42M → SMAL
10$152,946,662$141,745,669.47$57,179$2,355.47+$152.89M → SMAL

SMAL vs MAIN: Complete Analysis 2026

SMAL — Stock

Summit Bancshares, Inc., through its subsidiary, Summit Bank, provides commercial credit and other banking services in California. It offers checking and savings accounts, and certificates of deposit. The company also provides commercial real estate, land development and construction, and commercial and consumer loans, as well as letters of credit. The company offers its products and services through three branches to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors, as well as individuals. Summit Bancshares, Inc. was founded in 1982 and is based in Oakland, California.

Full SMAL Calculator →

MAIN — BDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.