Is SMCAY or XYLD a better dividend investment in 2026?

SMCAY currently yields 1.65% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SMCAY and XYLD?

SMCAY has a forward dividend yield of 1.65% ($0.33/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.33 percentage points.

Home › Compare › SMCAY vs XYLD

SMCAY vs XYLD: Dividend Comparison 2026

SMCAY yields 1.65% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMCAY wins by $29.08M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMCAY

● Live price

1.65%

Share price

$19.94

Annual div

$0.33

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.11M

Annual income

$26,078,196.42

Full SMCAY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SMCAY vs XYLD

📍 SMCAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMCAY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMCAY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMCAY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMCAY

Annual income on $10K today (after 15% tax)

$140.67/yr

After 10yr DRIP, annual income (after tax)

$22,166,466.96/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SMCAY beats the other by $22,163,730.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMCAY + XYLD for your $10,000?

SMCAY: 50%XYLD: 50%

100% XYLD50/50100% SMCAY

Portfolio after 10yr

$14.57M

Annual income

$13,040,707.72/yr

Blended yield

89.53%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SMCAY right now

SMCAY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

13.4

Piotroski

5/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMCAY buys

XYLD buys

No recent congressional trades found for SMCAY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMCAYXYLD

Forward yield	1.65%	10.98% ✓
Annual dividend / share	$0.33	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$29.11M ✓	$25.3K
Annual income after 10y	$26,078,196.42 ✓	$3,219.02
Total dividends collected	$28.85M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMCAY vs XYLD ($10,000, DRIP)

Year	SMCAY Portfolio	SMCAY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,031	$330.99	$10,818	$1,098.39	+$213.00 → SMCAY
2	$12,486	$682.46	$11,738	$1,222.51	+$748.00 → SMCAY
3	$14,803	$1,443.85	$12,774	$1,364.64	+$2.0K → SMCAY
4	$19,039	$3,199.79	$13,944	$1,527.86	+$5.1K → SMCAY
5	$28,065	$7,692.35	$15,270	$1,715.87	+$12.8K → SMCAY
6	$51,223	$21,193.81	$16,775	$1,933.09	+$34.4K → SMCAY
7	$127,112	$72,303.71	$18,490	$2,184.87	+$108.6K → SMCAY
8	$471,384	$335,374.28	$20,450	$2,477.63	+$450.9K → SMCAY
9	$2,829,064	$2,324,682.93	$22,697	$2,819.19	+$2.81M → SMCAY
10	$29,105,295	$26,078,196.42	$25,280	$3,219.02	+$29.08M → SMCAY

SMCAY vs XYLD: Complete Analysis 2026

SMCAY — Stock

SMC Corporation manufactures, processes, and sells automatic control equipment, sintered filters, and various types of filtration equipment worldwide. The company offers directional control valves, air cylinders, rotary actuators/air grippers, electric actuators/cylinders, vacuum equipment, air preparation equipment, modular F.R.L./pressure control equipment, lubrication equipment, fittings and tubings, flow control equipment, speed controllers, silencers/exhaust cleaners/blow guns/pressure gauges, switches/sensors/controllers, and static neutralization equipment. It also provides process valves, chemical liquid valves/fittings and needle valves/tubings, process pumps, temperature control equipment, process gas equipment, high vacuum equipment, industrial filters/sintered metal elements, pneumatic instrumentation equipment, and hydraulic equipment. The company was formerly known as Shoketsu Kinzoku Kogyo Co., Ltd. and changed its name to SMC Corporation in April 1986. SMC Corporation was incorporated in 1959 and is headquartered in Tokyo, Japan.

Full SMCAY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.