Is SMCBF or QYLD a better dividend investment in 2026?

SMCBF currently yields 2046.77% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: SMCBF offers higher current income.

What is the dividend yield difference between SMCBF and QYLD?

SMCBF has a forward dividend yield of 2046.77% ($45.64/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2034.85 percentage points.

Home › Compare › SMCBF vs QYLD

SMCBF vs QYLD: Dividend Comparison 2026

SMCBF yields 2046.77% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMCBF wins by $12329052264.81M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMCBF

● Live price

2046.77%

Share price

$2.23

Annual div

$45.64

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12329052264.83M

Annual income

$11,248,006,642,902,360.00

Full SMCBF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SMCBF vs QYLD

📍 SMCBF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMCBF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SMCBF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMCBF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMCBF

Annual income on $10K today (after 15% tax)

$173,975.56/yr

After 10yr DRIP, annual income (after tax)

$9,560,805,646,467,006.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, SMCBF beats the other by $9,560,805,646,462,196.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMCBF + QYLD for your $10,000?

SMCBF: 50%QYLD: 50%

100% QYLD50/50100% SMCBF

Portfolio after 10yr

$6164526132.43M

Annual income

$5,624,003,321,454,010.00/yr

Blended yield

91.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMCBF buys

QYLD buys

No recent congressional trades found for SMCBF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMCBFQYLD

Forward yield	2046.77% ✓	11.92%
Annual dividend / share	$45.64 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$12329052264.83M ✓	$25.4K
Annual income after 10y	$11,248,006,642,902,360.00 ✓	$5,659.31
Total dividends collected	$12252459161.82M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMCBF vs QYLD ($10,000, DRIP)

Year	SMCBF Portfolio	SMCBF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$215,377	$204,677.13	$10,352	$1,192.36	+$205.0K → SMCBF
2	$4,350,339	$4,119,885.31	$10,830	$1,347.57	+$4.34M → SMCBF
3	$82,427,146	$77,772,283.09	$11,460	$1,539.07	+$82.42M → SMCBF
4	$1,465,369,244	$1,377,172,197.94	$12,275	$1,777.84	+$1465.36M → SMCBF
5	$24,449,275,899	$22,881,330,808.56	$13,323	$2,078.95	+$24449.26M → SMCBF
6	$382,953,812,642	$356,793,087,429.78	$14,667	$2,463.34	+$382953.80M → SMCBF
7	$5,632,676,689,323	$5,222,916,109,796.35	$16,396	$2,960.57	+$5632676.67M → SMCBF
8	$77,822,542,480,211	$71,795,578,422,634.53	$18,631	$3,612.97	+$77822542.46M → SMCBF
9	$1,010,323,011,148,161	$927,052,890,694,335.40	$21,548	$4,482.15	+$1010323011.13M → SMCBF
10	$12,329,052,264,830,892	$11,248,006,642,902,360.00	$25,398	$5,659.31	+$12329052264.81M → SMCBF

SMCBF vs QYLD: Complete Analysis 2026

SMCBF — Stock

The Siam Commercial Bank Public Company Limited provides various financial products and services. The company offers various personal banking products and services, including savings, current, fixed deposit, and long term deposit accounts; payroll solutions; home, car, and personal loans; accident, savings, health expense, and other insurance services; debit, credit, prepaid, and gift cards; mutual funds, bonds, debentures, and other investment products; and payment, digital banking, and other services. It also provides corporate banking products and services comprising credit facilities; financial advisory and merger acquisition services; fixed income instrument and underwriting, structured finance, and project finance services; foreign exchange rate risk management, interest rate risk management, and investment solutions; cash management services; custodian, mutual fund supervisory, registrar, escrow and security agency, debenture's holder representative, and custodian net services; and international trade remittance and digital banking services. In addition, the company engages in the office spaces leasing, hire-purchase, vehicle lending and leasing, and research and development businesses. Further, it provides debt collection services; and food ordering platform and other technological solutions. The company provides its products and services through its head office and branch network in Thailand; and through its branches in Singapore, Hong Kong, Laos, Vietnam, China, and the Cayman Islands. The company is headquartered in Bangkok, Thailand.

Full SMCBF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this SMCBF vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SMCBF vs SCHD SMCBF vs JEPI SMCBF vs O SMCBF vs KO SMCBF vs MAIN SMCBF vs XYLD SMCBF vs JEPQ SMCBF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.