Is SMCF or QYLD a better dividend investment in 2026?

SMCF currently yields 3.68% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SMCF and QYLD?

SMCF has a forward dividend yield of 3.68% ($1.28/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.24 percentage points.

Home › Compare › SMCF vs QYLD

SMCF vs QYLD: Dividend Comparison 2026

SMCF yields 3.68% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

SMCF

● Live price

3.68%

Share price

$34.76

Annual div

$1.28

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$466.89

Full SMCF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SMCF vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMCF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMCF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

SMCF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMCF

Annual income on $10K today (after 15% tax)

$313.18/yr

After 10yr DRIP, annual income (after tax)

$396.86/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,413.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMCF + QYLD for your $10,000?

SMCF: 50%QYLD: 50%

100% QYLD50/50100% SMCF

Portfolio after 10yr

$25.4K

Annual income

$3,063.11/yr

Blended yield

12.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMCF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMCFQYLD

Forward yield	3.68%	11.92% ✓
Annual dividend / share	$1.28	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.4K	$25.4K
Annual income after 10y	$466.89	$5,659.31 ✓
Total dividends collected	$4.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMCF vs QYLD ($10,000, DRIP)

Year	SMCF Portfolio	SMCF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,068	$368.44	$10,352	$1,192.36	+$716.00 → SMCF
2	$12,224	$381.13	$10,830	$1,347.57	+$1.4K → SMCF
3	$13,473	$393.40	$11,460	$1,539.07	+$2.0K → SMCF
4	$14,822	$405.23	$12,275	$1,777.84	+$2.5K → SMCF
5	$16,276	$416.62	$13,323	$2,078.95	+$3.0K → SMCF
6	$17,843	$427.56	$14,667	$2,463.34	+$3.2K → SMCF
7	$19,530	$438.06	$16,396	$2,960.57	+$3.1K → SMCF
8	$21,345	$448.11	$18,631	$3,612.97	+$2.7K → SMCF
9	$23,297	$457.72	$21,548	$4,482.15	+$1.7K → SMCF
10← crossover	$25,395	$466.89	$25,398	$5,659.31	$3.00 → QYLD

SMCF vs QYLD: Complete Analysis 2026

SMCF — Stock

The index is a free-float adjusted, market capitalization weighted index that is designed to provide exposure to small capitalization U.S. companies that have a high cash flow yield. The fund will invest, under normal circumstances, at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in the securities that comprise the index. The fund is non-diversified.

Full SMCF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.