HomeCompareSMCF vs SPHD

SMCF vs SPHD: Dividend Comparison 2026

SMCF yields 3.68% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.1K in total portfolio value
10 years
SMCF
SMCF
● Live price
3.68%
Share price
$34.76
Annual div
$1.28
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$466.89
Full SMCF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — SMCF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMCFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMCF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMCF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMCF
Annual income on $10K today (after 15% tax)
$313.18/yr
After 10yr DRIP, annual income (after tax)
$396.86/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $88.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMCF + SPHD for your $10,000?

SMCF: 50%SPHD: 50%
100% SPHD50/50100% SMCF
Portfolio after 10yr
$26.0K
Annual income
$519.11/yr
Blended yield
2.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMCF buys
0
SPHD buys
0
No recent congressional trades found for SMCF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMCFSPHD
Forward yield3.68%4.33%
Annual dividend / share$1.28$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.4K$26.5K
Annual income after 10y$466.89$571.32
Total dividends collected$4.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMCF vs SPHD ($10,000, DRIP)

YearSMCF PortfolioSMCF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,068$368.44$11,133$432.85$65.00SPHD
2$12,224$381.13$12,363$450.36$139.00SPHD
3$13,473$393.40$13,695$467.39$222.00SPHD
4$14,822$405.23$15,138$483.90$316.00SPHD
5$16,276$416.62$16,697$499.88$421.00SPHD
6$17,843$427.56$18,382$515.31$539.00SPHD
7$19,530$438.06$20,198$530.17$668.00SPHD
8$21,345$448.11$22,157$544.46$812.00SPHD
9$23,297$457.72$24,266$558.18$969.00SPHD
10$25,395$466.89$26,536$571.32$1.1KSPHD

SMCF vs SPHD: Complete Analysis 2026

SMCFStock

The index is a free-float adjusted, market capitalization weighted index that is designed to provide exposure to small capitalization U.S. companies that have a high cash flow yield. The fund will invest, under normal circumstances, at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in the securities that comprise the index. The fund is non-diversified.

Full SMCF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.