Is SMCWX or DVY a better dividend investment in 2026?

SMCWX currently yields 4.90% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: SMCWX offers higher current income.

What is the dividend yield difference between SMCWX and DVY?

SMCWX has a forward dividend yield of 4.90% ($3.55/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 1.44 percentage points.

Home › Compare › SMCWX vs DVY

SMCWX vs DVY: Dividend Comparison 2026

SMCWX yields 4.90% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMCWX wins by $2.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMCWX

● Live price

4.90%

Share price

$72.52

Annual div

$3.55

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$669.75

Full SMCWX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — SMCWX vs DVY

📍 SMCWX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMCWX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMCWX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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SMCWX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMCWX

Annual income on $10K today (after 15% tax)

$416.16/yr

After 10yr DRIP, annual income (after tax)

$569.29/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, SMCWX beats the other by $201.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMCWX + DVY for your $10,000?

SMCWX: 50%DVY: 50%

100% DVY50/50100% SMCWX

Portfolio after 10yr

$26.3K

Annual income

$551.32/yr

Blended yield

2.10%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMCWX buys

DVY buys

Politician	Chamber	Ticker	Type	Amount	Date
John Rose	🏢 House	$SMCWX	▼ Sell	$500,001 - $1,000,000	2025-06-03
John Rose	🏢 House	$SMCWX	▼ Sell	$500,001 - $1,000,000	2025-06-03

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMCWXDVY

Forward yield	4.90% ✓	3.46%
Annual dividend / share	$3.55	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.6K ✓	$25.0K
Annual income after 10y	$669.75 ✓	$432.91
Total dividends collected	$5.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SMCWX vs DVY ($10,000, DRIP)

Year	SMCWX Portfolio	SMCWX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,190	$489.60	$11,046	$346.43	+$144.00 → SMCWX
2	$12,485	$512.01	$12,177	$357.65	+$308.00 → SMCWX
3	$13,893	$533.90	$13,398	$368.47	+$495.00 → SMCWX
4	$15,420	$555.24	$14,715	$378.89	+$705.00 → SMCWX
5	$17,076	$575.98	$16,134	$388.90	+$942.00 → SMCWX
6	$18,867	$596.08	$17,662	$398.51	+$1.2K → SMCWX
7	$20,803	$615.53	$19,306	$407.71	+$1.5K → SMCWX
8	$22,894	$634.30	$21,074	$416.50	+$1.8K → SMCWX
9	$25,149	$652.37	$22,974	$424.90	+$2.2K → SMCWX
10	$27,579	$669.75	$25,015	$432.91	+$2.6K → SMCWX

SMCWX vs DVY: Complete Analysis 2026

SMCWX — Stock

Normally the fund invests at least 80% of its net assets in common stocks and other equity-type securities (such as preferred stocks, convertible preferred stocks and convertible bonds) of companies with small market capitalizations, including growth-oriented stocks. Under normal circumstances, the fund will invest a significant portion of its assets outside the United States, including in emerging markets.

Full SMCWX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.