Is SMCWX or XYLD a better dividend investment in 2026?

SMCWX currently yields 4.90% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SMCWX and XYLD?

SMCWX has a forward dividend yield of 4.90% ($3.55/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.08 percentage points.

Home › Compare › SMCWX vs XYLD

SMCWX vs XYLD: Dividend Comparison 2026

SMCWX yields 4.90% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMCWX wins by $2.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMCWX

● Live price

4.90%

Share price

$72.52

Annual div

$3.55

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$669.75

Full SMCWX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SMCWX vs XYLD

📍 SMCWX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMCWX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SMCWX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMCWX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMCWX

Annual income on $10K today (after 15% tax)

$416.16/yr

After 10yr DRIP, annual income (after tax)

$569.29/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,166.88/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMCWX + XYLD for your $10,000?

SMCWX: 50%XYLD: 50%

100% XYLD50/50100% SMCWX

Portfolio after 10yr

$26.4K

Annual income

$1,944.38/yr

Blended yield

7.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMCWX buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
John Rose	🏢 House	$SMCWX	▼ Sell	$500,001 - $1,000,000	2025-06-03
John Rose	🏢 House	$SMCWX	▼ Sell	$500,001 - $1,000,000	2025-06-03

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMCWXXYLD

Forward yield	4.90%	10.98% ✓
Annual dividend / share	$3.55	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.6K ✓	$25.3K
Annual income after 10y	$669.75	$3,219.02 ✓
Total dividends collected	$5.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMCWX vs XYLD ($10,000, DRIP)

Year	SMCWX Portfolio	SMCWX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,190	$489.60	$10,818	$1,098.39	+$372.00 → SMCWX
2	$12,485	$512.01	$11,738	$1,222.51	+$747.00 → SMCWX
3	$13,893	$533.90	$12,774	$1,364.64	+$1.1K → SMCWX
4	$15,420	$555.24	$13,944	$1,527.86	+$1.5K → SMCWX
5	$17,076	$575.98	$15,270	$1,715.87	+$1.8K → SMCWX
6	$18,867	$596.08	$16,775	$1,933.09	+$2.1K → SMCWX
7	$20,803	$615.53	$18,490	$2,184.87	+$2.3K → SMCWX
8	$22,894	$634.30	$20,450	$2,477.63	+$2.4K → SMCWX
9	$25,149	$652.37	$22,697	$2,819.19	+$2.5K → SMCWX
10	$27,579	$669.75	$25,280	$3,219.02	+$2.3K → SMCWX

SMCWX vs XYLD: Complete Analysis 2026

SMCWX — Stock

Normally the fund invests at least 80% of its net assets in common stocks and other equity-type securities (such as preferred stocks, convertible preferred stocks and convertible bonds) of companies with small market capitalizations, including growth-oriented stocks. Under normal circumstances, the fund will invest a significant portion of its assets outside the United States, including in emerging markets.

Full SMCWX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SMCWX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SMCWX vs SCHD SMCWX vs JEPI SMCWX vs O SMCWX vs KO SMCWX vs MAIN SMCWX vs QYLD SMCWX vs JEPQ SMCWX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.