Is SMCYY or SCHD a better dividend investment in 2026?

SMCYY currently yields 1.03% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between SMCYY and SCHD?

SMCYY has a forward dividend yield of 1.03% ($0.11/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 2.41 percentage points.

Home › Compare › SMCYY vs SCHD

SMCYY vs SCHD: Dividend Comparison 2026

SMCYY yields 1.03% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMCYY

● Live price

1.03%

Share price

$10.65

Annual div

$0.11

5Y div CAGR

20.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.1K

Annual income

$765.35

Full SMCYY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — SMCYY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMCYY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMCYY + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMCYY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMCYY

Annual income on $10K today (after 15% tax)

$87.79/yr

After 10yr DRIP, annual income (after tax)

$650.55/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, SMCYY beats the other by $291.33/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMCYY + SCHD for your $10,000?

SMCYY: 50%SCHD: 50%

100% SCHD50/50100% SMCYY

Portfolio after 10yr

$26.5K

Annual income

$593.98/yr

Blended yield

2.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMCYY buys

SCHD buys

No recent congressional trades found for SMCYY or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMCYYSCHD

Forward yield	1.03%	3.44% ✓
Annual dividend / share	$0.11	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	20.1% ✓	0%
Portfolio after 10y	$24.1K	$29.0K ✓
Annual income after 10y	$765.35 ✓	$422.61
Total dividends collected	$3.6K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SMCYY vs SCHD ($10,000, DRIP)

Year	SMCYY Portfolio	SMCYY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,824	$124.05	$11,224	$344.10	$400.00 → SCHD
2	$11,732	$150.71	$12,567	$354.98	$835.00 → SCHD
3	$12,737	$183.36	$14,038	$365.30	$1.3K → SCHD
4	$13,852	$223.43	$15,648	$375.06	$1.8K → SCHD
5	$15,094	$272.73	$17,410	$384.27	$2.3K → SCHD
6	$16,485	$333.58	$19,335	$392.95	$2.9K → SCHD
7	$18,047	$408.90	$21,437	$401.10	$3.4K → SCHD
8	$19,813	$502.48	$23,733	$408.75	$3.9K → SCHD
9	$21,819	$619.18	$26,237	$415.91	$4.4K → SCHD
10	$24,112	$765.35	$28,968	$422.61	$4.9K → SCHD

SMCYY vs SCHD: Complete Analysis 2026

SMCYY — Stock

SimCorp A/S, together with its subsidiaries, provides investment management solutions for asset management, fund management, insurance, life/pension, central banks, asset servicing, treasury, sovereign wealth, and wealth management companies. It provides SimCorp Dimension, an integrated front-to-back investment management solution; SimCorp Sofia, a front-to-back investment management solution for the Italian insurance market; SimCorp Gain, an enterprise data management solution for reference and market data management; and SimCorp Coric, a solution for client communications and reporting automation. The company also offers front office solutions, including asset, alternative investment, order, and compliance manager; and back office solutions comprising settlement, corporate actions, cash and securities, investment accounting, collateral, general ledger, and fund administration manager. In addition, it provides middle office solutions consisting of strategy, risk analysis, and performance manager; and data and reporting solutions, which include client communications, data warehouse manager, reconciliation, and enterprise data manager. The company has operations in North America, Europe, the Middle East, Africa, and the Asia Pacific. SimCorp A/S was founded in 1971 and is headquartered in Copenhagen, Denmark.

Full SMCYY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.