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SMDV vs SCHD: Dividend Comparison 2026

SMDV yields 2.49% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.6K in total portfolio value
10 years
SMDV
SMDV
● Live price
2.49%
Share price
$69.40
Annual div
$1.73
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$292.74
Full SMDV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — SMDV vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMDVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMDV + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SMDV pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMDV
Annual income on $10K today (after 15% tax)
$211.85/yr
After 10yr DRIP, annual income (after tax)
$248.83/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $110.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMDV + SCHD for your $10,000?

SMDV: 50%SCHD: 50%
100% SCHD50/50100% SMDV
Portfolio after 10yr
$26.2K
Annual income
$357.67/yr
Blended yield
1.37%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMDV buys
0
SCHD buys
0
No recent congressional trades found for SMDV or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMDVSCHD
Forward yield2.49%3.44% ✓
Annual dividend / share$1.73 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.4K$29.0K ✓
Annual income after 10y$292.74$422.61 ✓
Total dividends collected$2.7K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMDV vs SCHD ($10,000, DRIP)

YearSMDV PortfolioSMDV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,949$249.23$11,224$344.10$275.00 → SCHD
2$11,971$255.04$12,567$354.98$596.00 → SCHD
3$13,069$260.59$14,038$365.30$969.00 → SCHD
4$14,250$265.89$15,648$375.06$1.4K → SCHD
5$15,518$270.95$17,410$384.27$1.9K → SCHD
6$16,881$275.76$19,335$392.95$2.5K → SCHD
7$18,342$280.34$21,437$401.10$3.1K → SCHD
8$19,911$284.70$23,733$408.75$3.8K → SCHD
9$21,594$288.83$26,237$415.91$4.6K → SCHD
10$23,398$292.74$28,968$422.61$5.6K → SCHD

SMDV vs SCHD: Complete Analysis 2026

SMDV — Stock

Under normal circumstances, the fund will invest at least 80% of its total assets in component securities of the index. The index contains a minimum of 40 stocks, which are equally weighted, and no single sector is allowed to comprise more than 30% of the index weight.

Full SMDV Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.