Home › Compare › SMFL vs SCHD

SMFL vs SCHD: Dividend Comparison 2026

SMFL yields 166666.67% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SMFL wins by $7.944525992890705e+28M in total portfolio value
10 years
SMFL
SMFL
● Live price
166666.67%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7.944525992890705e+28M
Annual income
$79,351,601,962,005,455,000,000,000,000,000,000.00
Full SMFL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SMFL vs SCHD

📍 SMFL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMFLSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SMFL + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SMFL pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMFL
Annual income on $10K today (after 15% tax)
$14,166,666.67/yr
After 10yr DRIP, annual income (after tax)
$67,448,861,667,704,640,000,000,000,000,000,000.00/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SMFL beats the other by $67,448,861,667,704,640,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMFL + SCHD for your $10,000?

SMFL: 50%SCHD: 50%
100% SCHD50/50100% SMFL
Portfolio after 10yr
$3.972262996445352e+28M
Annual income
$39,675,800,981,002,727,000,000,000,000,000,000.00/yr
Blended yield
99.88%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMFL buys
0
SCHD buys
0
No recent congressional trades found for SMFL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMFLSCHD
Forward yield166666.67% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$7.944525992890705e+28M$29.0K ✓
Annual income after 10y$79,351,601,962,005,455,000,000,000,000,000,000.00 ✓$425.95
Total dividends collected$7.943912645651793e+28M ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMFL vs SCHD ($10,000, DRIP)

YearSMFL PortfolioSMFL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$16,677,367$16,666,666.67$11,226$346.36+$16.67M → SMFL
2$25,995,051,428$25,977,206,645.90$12,572$357.38+$25995.04M → SMFL
3$37,869,622,473,147$37,841,807,768,118.86$14,046$367.84+$37869622.46M → SMFL
4$51,562,007,868,526,340$51,521,487,372,480,070.00$15,660$377.73+$51562007868.51M → SMFL
5$65,615,852,892,511,920,000$65,560,681,544,092,600,000.00$17,425$387.07+$65615852892511.91M → SMFL
6$78,042,202,741,585,770,000,000$77,971,993,778,990,800,000,000.00$19,354$395.86+$78042202741585760.00M → SMFL
7$86,754,863,367,545,780,000,000,000$86,671,358,210,612,300,000,000,000.00$21,461$404.13+$86754863367545782272.00M → SMFL
8$90,137,108,986,090,100,000,000,000,000$90,044,281,282,286,820,000,000,000,000.00$23,762$411.89+$9.01371089860901e+22M → SMFL
9$87,530,810,188,407,730,000,000,000,000,000$87,434,363,481,792,600,000,000,000,000,000.00$26,272$419.15+$8.753081018840772e+25M → SMFL
10$79,445,259,928,907,045,000,000,000,000,000,000$79,351,601,962,005,455,000,000,000,000,000,000.00$29,010$425.95+$7.944525992890705e+28M → SMFL

SMFL vs SCHD: Complete Analysis 2026

SMFL — Stock

Smart for Life, Inc. acquires, develops, manufactures, operates, markets, and sells nutraceutical and related products in the United States and internationally. It offers natural health and wellness meal replacement products, including nutrition bars, cookies, soups and shakes, vitamins, and supplements; dietary supplements; nutritional supplements for athletes and active lifestyle consumers comprising powders, tablets, and soft gels; and various nutritional supplements. It sells its products through online market platforms. The company was formerly known as Bonne Santé Group, Inc. and changed its name to Smart for Life, Inc. in August 2021. Smart for Life, Inc. was founded in 2002 and is based in Miami, Florida.

Full SMFL Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this SMFL vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SMFL vs JEPISMFL vs OSMFL vs KOSMFL vs MAINSMFL vs VYMSMFL vs DGROSMFL vs VIGSMFL vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.