Is SMFTF or XYLD a better dividend investment in 2026?

SMFTF currently yields 3.13% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SMFTF and XYLD?

SMFTF has a forward dividend yield of 3.13% ($1.54/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.85 percentage points.

Home › Compare › SMFTF vs XYLD

SMFTF vs XYLD: Dividend Comparison 2026

SMFTF yields 3.13% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMFTF wins by $1.95M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMFTF

● Live price

3.13%

Share price

$49.11

Annual div

$1.54

5Y div CAGR

67%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.98M

Annual income

$1,441,746.51

Full SMFTF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SMFTF vs XYLD

📍 SMFTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMFTF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMFTF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMFTF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMFTF

Annual income on $10K today (after 15% tax)

$265.85/yr

After 10yr DRIP, annual income (after tax)

$1,225,484.53/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SMFTF beats the other by $1,222,748.37/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMFTF + XYLD for your $10,000?

SMFTF: 50%XYLD: 50%

100% XYLD50/50100% SMFTF

Portfolio after 10yr

$1.00M

Annual income

$722,482.77/yr

Blended yield

72.09%

📊

Analyst Conviction Gap

Where Wall Street is split right now

SMFTF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

1.7

Piotroski

5/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMFTF buys

XYLD buys

No recent congressional trades found for SMFTF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMFTFXYLD

Forward yield	3.13%	10.98% ✓
Annual dividend / share	$1.54	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	67% ✓	0%
Portfolio after 10y	$1.98M	$25.3K ✓
Annual income after 10y	$1,441,746.51 ✓	$3,219.02
Total dividends collected	$1.91M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMFTF vs XYLD ($10,000, DRIP)

Year	SMFTF Portfolio	SMFTF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,222	$522.32	$10,818	$1,098.39	+$404.00 → SMFTF
2	$12,923	$914.86	$11,738	$1,222.51	+$1.2K → SMFTF
3	$15,472	$1,644.21	$12,774	$1,364.64	+$2.7K → SMFTF
4	$19,627	$3,072.34	$13,944	$1,527.86	+$5.7K → SMFTF
5	$27,084	$6,083.03	$15,270	$1,715.87	+$11.8K → SMFTF
6	$42,081	$13,101.20	$16,775	$1,933.09	+$25.3K → SMFTF
7	$76,797	$31,770.10	$18,490	$2,184.87	+$58.3K → SMFTF
8	$172,664	$90,491.71	$20,450	$2,477.63	+$152.2K → SMFTF
9	$502,293	$317,542.15	$22,697	$2,819.19	+$479.6K → SMFTF
10	$1,979,200	$1,441,746.51	$25,280	$3,219.02	+$1.95M → SMFTF

SMFTF vs XYLD: Complete Analysis 2026

SMFTF — Stock

Smurfit Kappa Group plc, together with its subsidiaries, manufactures, distributes, and sells paper-based packaging products. It operates through two segments, Europe and the Americas. The company offers consumer, retail, industrial, e-commerce, heavy-duty corrugated, and hexacomb packaging products; composite cardboard tubes, bags, and sacks; and bag-in-box, a single-use packaging system that comprises films, accessories, bags, taps, and boxes. It also provides point of sale displays; automated packing lines; various types of containerboards, such as Kraftliners, testliners, and containerboard flutings; and corrugated sheet boards, solid board sheets, folding carton sheet boards, sack Kraft papers, MG Kraft papers, preprint products, agro-papers, technical papers, BanaBag, and Catcher Board MB12.In addition, the company offers recycling solutions to cardboard and paper products. It primarily serves food, beverage, and household consumables sectors. Smurfit Kappa Group plc was founded in 1934 and is headquartered in Dublin, Ireland.

Full SMFTF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.