Is SMFYX or RYLD a better dividend investment in 2026?

SMFYX currently yields 26.52% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SMFYX offers higher current income.

What is the dividend yield difference between SMFYX and RYLD?

SMFYX has a forward dividend yield of 26.52% ($8.79/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 14.38 percentage points.

Home › Compare › SMFYX vs RYLD

SMFYX vs RYLD: Dividend Comparison 2026

SMFYX yields 26.52% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMFYX wins by $63.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMFYX

● Live price

26.52%

Share price

$33.16

Annual div

$8.79

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$108.1K

Annual income

$12,836.69

Full SMFYX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SMFYX vs RYLD

📍 SMFYX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMFYX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SMFYX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMFYX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMFYX

Annual income on $10K today (after 15% tax)

$2,254.17/yr

After 10yr DRIP, annual income (after tax)

$10,911.19/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SMFYX beats the other by $8,711.94/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMFYX + RYLD for your $10,000?

SMFYX: 50%RYLD: 50%

100% RYLD50/50100% SMFYX

Portfolio after 10yr

$76.3K

Annual income

$7,712.02/yr

Blended yield

10.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMFYX buys

RYLD buys

No recent congressional trades found for SMFYX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMFYXRYLD

Forward yield	26.52% ✓	12.14%
Annual dividend / share	$8.79 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$108.1K ✓	$44.5K
Annual income after 10y	$12,836.69 ✓	$2,587.35
Total dividends collected	$70.2K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SMFYX vs RYLD ($10,000, DRIP)

Year	SMFYX Portfolio	SMFYX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,352	$2,651.96	$11,914	$1,213.65	+$1.4K → SMFYX
2	$17,596	$3,309.24	$14,099	$1,351.30	+$3.5K → SMFYX
3	$22,903	$4,075.77	$16,580	$1,494.55	+$6.3K → SMFYX
4	$29,465	$4,958.09	$19,384	$1,642.61	+$10.1K → SMFYX
5	$37,488	$5,961.19	$22,535	$1,794.70	+$15.0K → SMFYX
6	$47,201	$7,088.34	$26,063	$1,950.00	+$21.1K → SMFYX
7	$58,846	$8,340.93	$29,995	$2,107.69	+$28.9K → SMFYX
8	$72,683	$9,718.44	$34,361	$2,266.99	+$38.3K → SMFYX
9	$88,990	$11,218.44	$39,194	$2,427.12	+$49.8K → SMFYX
10	$108,056	$12,836.69	$44,525	$2,587.35	+$63.5K → SMFYX

SMFYX vs RYLD: Complete Analysis 2026

SMFYX — Stock

The investment seeks long-term growth of capital. Under normal circumstances, the fund invests at least 80% of its net assets (plus any borrowings for investment purposes) in equity securities of medium capitalization companies. The fund's manager considers a company to be a medium capitalization company if it has a market capitalization (stock market worth), at the time of investment, between $1 billion and the market capitalization of the largest company in the Russell Midcap® Index.

Full SMFYX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this SMFYX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SMFYX vs SCHD SMFYX vs JEPI SMFYX vs O SMFYX vs KO SMFYX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.