HomeCompareSMHD vs SCHD

SMHD vs SCHD: Dividend Comparison 2026

SMHD yields 84.39% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SMHD wins by $1.98M in total portfolio value
10 years
SMHD
SMHD
● Live price
84.39%
Share price
$2.37
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.01M
Annual income
$604,528.33
Full SMHD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SMHD vs SCHD

📍 SMHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMHDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMHD + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMHD pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMHD
Annual income on $10K today (after 15% tax)
$7,173.00/yr
After 10yr DRIP, annual income (after tax)
$513,849.08/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SMHD beats the other by $513,487.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMHD + SCHD for your $10,000?

SMHD: 50%SCHD: 50%
100% SCHD50/50100% SMHD
Portfolio after 10yr
$1.02M
Annual income
$302,477.14/yr
Blended yield
29.61%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMHD buys
0
SCHD buys
0
No recent congressional trades found for SMHD or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMHDSCHD
Forward yield84.39%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$2.01M$29.0K
Annual income after 10y$604,528.33$425.95
Total dividends collected$1.76M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SMHD vs SCHD ($10,000, DRIP)

YearSMHD PortfolioSMHD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$19,139$8,438.82$11,226$346.36+$7.9KSMHD
2$35,573$15,094.30$12,572$357.38+$23.0KSMHD
3$64,283$26,219.99$14,046$367.84+$50.2KSMHD
4$113,065$44,281.87$15,660$377.73+$97.4KSMHD
5$193,769$72,790.25$17,425$387.07+$176.3KSMHD
6$323,920$116,586.40$19,354$395.86+$304.6KSMHD
7$528,739$182,144.59$21,461$404.13+$507.3KSMHD
8$843,617$277,866.52$23,762$411.89+$819.9KSMHD
9$1,317,010$414,339.81$26,272$419.15+$1.29MSMHD
10$2,013,729$604,528.33$29,010$425.95+$1.98MSMHD

SMHD vs SCHD: Complete Analysis 2026

SMHDStock

The investment seeks to provides a monthly compounded two times leveraged long exposure to the performance of the index, reduced by the accrued fees. The fund is a series of Monthly Pay 2xLeveraged Exchange Traded Access Securities (ETRACS) linked to the performance of the price return version of the Solactive US Small Cap High Dividend Index. The index is designed to measure the performance of 100 relatively small capitalization, dividend yielding index constituent Securities selected from a universe of qualifying U.S. listed stocks.

Full SMHD Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.